What are the repayment methods of Everbright Bank's credit card? Counting four repayment methods

The credit card of China Everbright Bank is very popular among people, and many people often use it in their daily life. Of course, after consumption, you need to repay the bill. Then, how can Everbright Bank repay the credit card? What are the repayment methods of Everbright Bank credit card?

1. Repayment by Third-Party Payment Platform

Nowadays, people use third-party payment platforms like Alipay more and more frequently for online consumption or life, and such platforms can be used not only for consumption, but also for repayment of credit cards. For example, like Alipay, you can log in to Alipay, open the "Application Center", select "Credit Card Repayment" and click "Repay Now" to repay your Everbright credit card.

Second, online banking repayment

Customers who have launched online banking of China Everbright Bank can also choose to use online banking for repayment, which is also very convenient to operate. After logging in to online banking, select "Credit Card" and then click "Credit Card Repayment".

Third, self-service equipment repayment

You can bring your credit card of China Everbright Bank to the self-service equipment in the nearby outlets to make repayment, that is, to the ATM and CRS machines.

iv. online payment by unionpay

you can make repayment through the online payment network of unionpay, which supports credit card repayment of China everbright bank.

The above are the four methods for repaying credit cards of China Everbright Bank. People generally use the third-party payment platform for repayment, and it is worthwhile to repay their credit cards through Alipay without handling fees. Of course, other methods are also very convenient and quick.

convenient way of credit card repayment of China Everbright Bank

Debit card binding repayment

1. Automatic associated repayment

China Everbright Bank credit card automatically deducts money from your savings account by default on the due repayment date of each month, which is used to repay the credit card account arrears.

the setting/modification of automatic repayment function takes effect immediately. After the last bill date, the automatic repayment method will be set/modified before the current automatic deduction date, and the last bill will be automatically deducted according to the modified method; Set/modify the automatic repayment method after the automatic deduction in the current period, and the bill in the previous period will still be automatically deducted as before; The last revision shall prevail.

The associated account of the deposit-loan integrated card is its savings account by default, and the automatic repayment method is full by default. Customers can modify the default associated account and automatic repayment method. The due repayment date will be recorded in the next night, and the line will be restored after being recorded.

set the channels of automatic associated repayment: counter, calling customer service, online banking and mobile banking.

2. Inter-bank automatic repayment

Customers can log on to our online banking, mobile banking and credit card websites, or dial 95595 manual customer service to set up inter-bank automatic repayment, and bind their Everbright credit cards to debit cards of other banks to realize automatic repayment

Currently, debit card issuers that support transfer-out include: Agricultural Bank, China Construction Bank, Bank of China, China Merchants Bank, Postal Savings Bank, Industrial Bank and Industrial and Commercial Bank of China.

3. Debit card online banking related repayment of other banks

Through Everbright Online Banking, multiple bank accounts can be easily managed.

automatic fund collection: by signing a contract and setting collection rules at one time, you can associate the bank accounts of China Everbright Bank and other banks, and automatically and regularly transfer funds to the designated China Everbright account, thus improving the efficiency of fund use.

manual fund collection (real-time deduction from other banks): once you sign a contract, you can transfer money from other banks to the designated account of China Everbright Bank in real time.

the collection of funds is free. No matter in the same city, in different places or across banks, the collection of funds through the account of China Everbright Center is free of handling fees. Provide manual real-time, automatic guarantee, quota and other fund collection methods, which saves worry and effort.

online repayment

1. Personal online banking

If online banking of China Everbright Bank has been opened, and you hold the Sunshine Debit Card of China Everbright Bank or the Current All-in-One Card of China Everbright Bank, you can complete the repayment according to the following steps:

1) Log in to China Everbright Bank and log in to online banking.

2) click "account settings" under "account management", select "add new account", and enter a credit card in the pop-up window to complete the addition.

3) Click "Credit Card-Credit Card Repayment" to transfer the repayment amount of your Sunshine Debit Card, China Everbright Bank Current All-in-One Card or Sunshine Savings Account to the credit card account to complete the repayment.

restore the credit card limit in real time, and enter it into the customer's account at night.

2. UnionPay Online

You can use the debit cards of CITIC Bank, China Everbright Bank, Minsheng Bank, China Merchants Bank, Industrial Bank, Shanghai Pudong Development Bank, Ping An Bank, Shenzhen Rural Commercial Bank, Huaxia Bank, Bank of East Asia, Hunan Rural Credit Cooperative Union, Hainan Rural Credit Cooperative Union and other banks to repay your Everbright credit card, restore the credit card limit in real time, and enter it into the customer's account at night.

Repayment process:

Link through the website of Everbright Credit Card or log in directly

Note:

In order to control risks, the online payment website of UnionPay sets the maximum repayment amount of a debit card as 1, yuan per month. Once the maximum repayment amount of your current debit card exceeds 1, yuan this month, you will be prompted with an error of "Amount Exceeded";

If you choose "Don't open POS" when you apply for a debit card, you will also return "Amount Exceeded".

I suggest you call the debit card issuer to check whether this option is set and open it through the issuer channel.

3. Alipay

Alipay credit card repayment function means that the cardholder transfers the funds in the debit card account to his credit card account through online banking through Alipay credit card repayment platform.

the customer logs in to AliPay website, selects credit card for repayment, and fills in repayment information. Customers can choose to transfer the debit card issuer's online banking for repayment, or choose Alipay account balance for repayment.

ICBC Online Banking, China Merchants Bank Online Banking, China Construction Bank Online Banking, Bank of China Online Banking, Agricultural Bank Online Banking, Bank of Communications Online Banking, Shanghai Pudong Online Banking, Guangfa Online Banking, China Everbright Online Banking, Minsheng Online Banking, Ping An Online Banking, Beijing Rural Commercial Bank Online Banking, Postal Savings Online Banking, and Fudian Bank Online Banking are supported to transfer payments to our credit cards; It also supports the repayment of Alipay account balance.

repayment of self-service equipment

1. Cash repayment of self-service equipment

Use a credit card at the self-service deposit and withdrawal machine of China Everbright Bank, select "Cash Repayment", put in RMB cash, and complete RMB repayment after confirming the repayment amount.

restore the credit card limit in real time, and enter it into the customer's account at night.

2. ATM machine transfer repayment

Use Sunshine Debit Card on the self-service equipment (ATM, CRS, payment machine) of China Everbright Bank, select "Credit Card Repayment", and enter RMB repayment amount and credit card to complete RMB repayment.

3. Lacarra

Cardholders swipe their credit cards, debit cards, enter the repayment amount, debit card passwords and other information on the smart payment terminal of any "Lacarra Convenience Payment Network", and complete the debit card deduction and credit card repayment business through the UnionPay clearing platform. In this way, the cardholder can use the UnionPay logo debit card issued by any bank to repay the credit card of our bank (except the US dollar single currency Olympic card), and the inter-bank repayment fee is borne by our bank, and the cardholder does not have to pay this fee.

Lacarra channel will be used to repay the credit card of China Everbright, and the credit card limit will be restored in real time and credited to the customer's account at night. (To be on the safe side, customers are advised to repay 2-3 days in advance)

Repayment through Lacarra should not exceed 3 transactions per card per month, which is a unified restriction in Lacarra and is not required by the Bank. If the customer asks this question, it is recommended that the customer call Lacarra.

over-the-counter repayment

1. Over-the-counter repayment of the Bank

1) Directly deposit RMB cash or foreign currency cash into the credit card at the counter of China Everbright Bank to complete the repayment.

2) transfer the money to the credit card account through the Sunshine Debit Card or the RMB or foreign currency account of China Everbright Bank, and complete the repayment.

restore the credit card limit in real time, and enter it into the customer's account at night.

2. Inter-bank transfer/remittance repayment at other banks' counters

At other banks' counters, you make repayment by transfer or remittance. Tips for filling in the remittance slip: the receiving bank-any branch of China Everbright Bank (it is recommended to fill in the local branch of China Everbright Bank);

payee-name of credit card customer;

collection account number-credit card;

remittance purpose-credit card repayment.

1-3 working days, and the credit card limit will be restored after posting. (To be on the safe side, customers are advised to repay 2-3 days in advance).

repayment by phone

repayment by mobile banking

1) Add a credit card account, log in to "Mobile Banking", click "My Settings", and enter the account number and transaction password in the "Add Account" column to complete the addition.

2) credit card repayment: click "credit card-credit card repayment" to restore the credit card limit in real time and credit it to the customer's account at night.

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How to repay the credit card of China Everbright Bank?

1. One of the repayment methods of Everbright Bank's credit card-automatic repayment

After you successfully associate Everbright Bank's credit card with Everbright Bank's debit card or current all-in-one account, you can transfer the repayment from your designated Everbright debit card or current all-in-one account to my Everbright Credit Card every month.

Precautions:

(1) The automatic repayment method can only use the debit card or current all-in-one account of the main credit card holder as the credit card-related repayment account, and the account name and ID number of the transfer-out account must be exactly the same as that of the main credit card holder.

(2) There are two ways of automatic repayment in USD account, one is automatic remittance in USD, and the other is automatic repayment by purchasing foreign exchange in RMB. You can choose the corresponding repayment method according to the currency of your daily balance funds, and they cannot be opened at the same time.

(3) for automatic repayment, you can choose full repayment or minimum repayment.

(4) After the automatic repayment takes effect, the Bank will deduct the credit card account payable in the current month from the account designated by you on the due repayment date, so you don't need to repay by yourself; If the balance of the associated account is insufficient, the balance will be deducted to "" yuan, and the rest will not be deducted separately. You need to repay by yourself. If you repay after the due repayment date, you will have to bear the expenses such as late fees and interest.

Application method:

(1) Check the application form: When applying for a credit card, fill in the debit card or current all-in-one account number of China Everbright Bank in the "automatic transfer repayment information" field on the application form, and check the repayment method. If the repayment method is not checked, the default is full repayment; Dual-currency cards have the function of RMB automatic transfer and repayment, and at the same time, the function of RMB automatic purchase of foreign exchange and repayment is enabled by default.

(2) Telephone banking application: Call the 24-hour customer service hotline 48-1-95595 to open the functions of RMB autopay repayment, USD autopay repayment or RMB autopay repayment through voice service or manual service.

(3) Apply for online banking through China Everbright Bank: log in to the home page of China Everbright Bank, log in to the "Popular Edition" or "Professional Edition" of online banking for individual users, and select "Automatic Repayment Settings" or "Repayment Settings for Purchase of Foreign Exchange" to apply for corresponding automatic repayment.

second, one of the credit card repayment methods of China Everbright Bank-UnionPay online repayment

You can use nearly ten bank debit cards to repay our credit cards through UnionPay online payment network. Debit cards of China Merchants Bank, Industrial Bank, Shenzhen Development Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Minsheng Bank, Shenzhen Ping An Bank (Shenzhen Commercial Bank), Shenzhen Rural Commercial Bank and Bank of Communications (Shenzhen) can be used to transfer the repayment to our credit card. During the promotion period, the inter-bank transfer fee is temporarily waived.

Note:

(1) Before repayment, the transfer-out debit card and the transfer-in credit card should be bound and verified by their real names.

(2) Real name information must be used when registering. Otherwise, the binding card and the real name verification process will not be verified.

(3) Your repayment will be received within three working days of the actual repayment date, and the repayment after 23 o'clock will be regarded as the next day's transaction. If the repayment fails to arrive on time, you can call UnionPay customer service at 95516 for consultation. In order to protect your interests, please repay the loan within three working days at the latest.

(4) The online payment website of UnionPay sets the maximum repayment amount for each user to be 2, yuan per month. No matter how many debit cards you bind, once your accumulated repayment amount exceeds 2, yuan this month, you will be prompted with an error of "Amount Exceeded".

(5) Debit card issuers that support this business shall be subject to the online website of UnionPay.

(6) For debit card segments that support this business, please consult UnionPay customer service telephone number 95516.

Third, one of the repayment methods of Everbright Bank's credit card-Lacarra Convenience Payment Network

You can use any debit card with the UnionPay logo to automatically repay your Everbright Bank credit card at any payment terminal of Lacarra Convenience Payment Network. There is no handling fee for this business temporarily.

repayment process:

1. select "credit card repayment" →2. swipe or enter Everbright credit card and confirm →3. enter repayment amount and confirm →4. enter SMS recipient number →5. swipe debit card and enter password and confirm →6. end repayment and print receipt →7. receive SMS notification

distribution of convenient payment outlets:

Lacarra has built and opened more than 15, outlets. The specific location is subject to the information published on the website of Lacarra. For details, please refer to

IV. Credit card repayment method of Everbright Bank-Counter repayment

You can repay in RMB or USD at our business outlets with credit card and cash when due. If you hold Everbright debit card or current all-in-one, you can also make transfer repayment at the counter of the outlets. In addition, the counter can also handle the repayment of foreign exchange.

V. Credit card repayment methods of China Everbright Bank-self-service equipment repayment

(1) Self-service equipment transfer repayment

The self-service equipment provided by China Everbright with the function of "credit card repayment" include ATM, CRS (self-service cash deposit and withdrawal machine), multimedia self-service terminal and payment machine.

cardholders of China Everbright Debit Card can transfer money to their own or others' credit cards for repayment on our ATM, CRS and other self-service devices. Except for multimedia self-service terminals, other self-service devices only accept RMB transfer repayment.

operation flow:

1. insert the everbright debit card →2. enter the transaction password of the debit card →3. select "credit card repayment" →4. enter the everbright credit card →5. enter the repayment amount →6. confirm, select "print receipt" →7. select "take card".

(2) CRS Self-service ATM deposit

You can carry your credit card and cash, and handle RMB cash deposit and repayment through the self-service ATM (CRS) at the business outlets or self-service outlets of China Everbright Bank.

operation process:

1. insert everbright credit card →2. enter the credit card transaction password →3. select "deposit" →4. put the cash into the "cash deposit slot" →5. confirm →6. confirm the deposit amount →7. select "print receipt" →8. select "card withdrawal".

VI. Credit card repayment method of China Everbright Bank-online banking transfer repayment (popular version, professional version)

Operation steps:

Log in the "popular version" or "professional version" of individual online banking on the homepage of China Everbright Bank and select "credit card"-"letter.