Mobile banking is usually locked due to forgetting the password. Generally, you can reset the password or wait until the next day;

The method of modifying/resetting depends on the activation method. They are also different:

1. If you sign up for mobile banking at the counter and have unified online banking and mobile banking usernames and login passwords, you can reset them on personal online banking.

Self-service unlocking through mobile banking (taking China Construction Bank mobile banking as an example):

1), open mobile banking and enter the login page;

2) , select Forgot Password, and start resetting the password;

3), enter the mobile phone number, enter the SMS verification code, and enter the next step;

4), enter the bank card number and ID document number, verification code, enter the next step;

5), enter the new password, and confirm;

Operating environment Huawei Nova6 HarmonyOS China Construction Bank version 5.6.1.001

2. If you register and activate mobile banking by yourself, and the user name and login password for mobile banking and online banking are not unified, you cannot reset it in personal online banking. You can only log out of mobile banking and register again;

3. Bring your valid ID, a savings card or passbook that has been activated for mobile banking to a CCB outlet to reset your password.

Mobile banking functions:

1. Mobile banking transfers with high transfer limits are available in real time with no handling fees

2. Credit card repayments are free of handling fees and have no limit.

3. Apply for a bank credit loan directly without going to the bank.

Open mobile banking

Opening mobile banking is not as simple as downloading a mobile app and registering it. Even if the deposit card has been activated, you still need to bring your ID card and savings card to a bank counter or self-service machine to be assisted by bank personnel to activate it. Mobile banking must be activated in person, because this involves fund security.

Mobile banking can provide loans

The business scope of mobile banking also includes bank loans. Applications for most bank credit products can be viewed directly through mobile banking. Banks use Internet big data to combine with their own banks. Based on the characteristics of its customers, it has launched various series of products in a targeted manner, extended loans to more people who meet the qualification requirements, and expanded its business. Although you need to understand clearly when applying for a loan through mobile banking, it provides a lot of peace of mind. Common mobile banking loans include Industrial Xinfeng Loan, Suixinfen, CITIC Dream Financial, Construction Installment Pass, etc.