It usually takes one month to get the account, so it is recommended to wait patiently or call customer service.

In order to encourage customers to spend, banks make a fuss about credit cards. In addition to various value-added and preferential services, the biggest thing in common is points. When a customer swipes a card, the bank will score points according to the customer's consumption amount. The standard given by most banks is flower 1 yuan currency product 1.

With the accumulated points, customers can exchange gifts and offset consumption at the bank. But many customers forget to use these points for one reason or another after spending. There is no problem with the points that can be saved permanently, but it is a pity that some banks will automatically clear the points after one or two years.