Because there is a risk of fraud when ETC is tied to a credit card.

After binding a credit card to ETC, if ETC is stolen or encounters other security issues, credit card funds may be misappropriated. In addition, if the bound ETC is lost or stolen, others may use the electronic payment tool to conduct illegal transactions, causing financial losses to the cardholder.

Binding a credit card may require providing personal information related to the credit card, which increases the risk of personal information being leaked. If the bound ETC system is hacked or data leaked, personal privacy may be threatened. After binding a credit card, the payment amount may be directly deducted from the credit card account and will not be reflected in the bank statement in real time. This may lead to unclear and convenient expense management, making it difficult to grasp your consumption situation in a timely manner.

Although binding a credit card can provide convenience and a fast payment experience, some people choose not to bind their credit cards to ETC due to issues such as security and privacy. If you decide to bind a credit card, it is recommended to take some security measures, such as checking your bills regularly, setting a security password, and reporting any abnormal transactions in a timely manner to protect personal property and information security.

Notes on using ETC

1. Install ETC equipment: Before using ETC, you need to purchase ETC equipment and install it correctly according to the instructions. Generally speaking, the ETC device needs to be fixed on the front windshield of the vehicle and connected to the vehicle's power supply.

2. Apply for ETC card: ETC equipment needs to be bound to the ETC card. There are many ways to apply for an ETC card. You can go to banks, highway management companies, car service areas and other places to apply for it. When applying for an ETC card, you need to provide relevant identity documents and vehicle information.

3. Recharge ETC card: ETC card needs to be recharged in advance before it can be used. ETC cards can be recharged through bank cards, Alipay, WeChat and other channels. The recharge amount can be selected according to your own usage.

4. ETC lane traffic: On the highway, there will be a dedicated ETC lane. When a vehicle enters the ETC lane, the ETC device automatically deducts the payment and records the traffic information. After successful passage, there will be corresponding prompts.