What is Alipay online business loan? How to apply? I heard that Alipay has launched a new product of online commercial loan. Does anyone know how to apply for an online business loan from Alipay? How much is the application amount?

Online business loan is a financial loan service provided by Alipay. It is a pure credit personal loan, and the application threshold is also very low. You can apply if your credit score reaches 550, and you can get different degrees of loans according to your credit level. The maximum loan amount of Alipay online merchant loans ranges from 1 1,000 yuan to 50,000 yuan.

Open Alipay and search for online commercial loans. Click to enter the online commercial loan page. Online business loans belong to Taobao sellers, and individual users cannot apply.

The service object of online business loan is Alipay users, mainly providing fast loan service for Taobao sellers. The interest rate is very low. The daily interest rate is 0.0 18%, the term is 12 months, and the maximum loan amount is 1 ten thousand yuan. The loan interest rate is very low in the current financial products, which is a great benefit for friends who are in a hurry.

Second, what is online business loan?

Online merchant loan is a personal business loan launched by online merchant bank for small and micro enterprises and individual entrepreneurs. After the borrower successfully applies for online merchant loan, the loan funds can be used for store operation. There is no need for any mortgage or guarantee to apply for online merchant loan, and the loan funds support lending to the borrower's Alipay account, bound bank card or online merchant bank account.

Third, how to fill in the turnover of the past year when applying for Alipay online business loans?

When filling in the turnover. No enterprise has accurate turnover. It's all a matter of carefully estimating your turnover that year. Fill in according to your estimated turnover, and there will be no problem. This.