1. If it is a China Merchants Bank credit card, the difference between credit card cash advance and cash installment is as follows:

1. Cash advance: provides cardholders with small cash loans, including cash withdrawals and overdrafts There are two ways to transfer money, and cash advance fees and interest are charged. Overdraft transfers are transferred to the debit card in your name in real time.

2. Cash installment: Provide cardholders with the business of withdrawing cash and repaying it in installments. Cash installment mainly charges handling fees. After successful application, the funds will be transferred to the debit card under my name within 18 hours. After consumption, you need to upload the consumption voucher.

2. Cash advance (including ATM cash withdrawal) cannot be applied for bill installment. If you have not applied for cash advance, you can try to apply for cash installment. After applying for cash installment, the system will review it immediately and the amount will be It will be issued within 18 hours after successful application, transferred to your designated debit card, and credited in one go.

(Response time: January 13, 2020. For the latest business changes, please refer to the official website of China Merchants Bank.)