How much is the loan interest rate of Shanxi Yaodu Rural Credit Cooperative?

The loan interest rate of rural credit cooperatives is based on the benchmark interest rate of central bank loans and is adjusted according to the specific circumstances of the lender. The lower limit is the benchmark interest rate. 0.9 times, and the upper limit is 2.3 times the base interest rate. The details are as follows: 1. Rural Credit Cooperative commercial loan interest rate: the interest rate for less than 6 months (including 6 months) is 5.60%, the interest rate for 6 months to 1 year (including 1 year) is 6.00%, and the interest rate for 1 year to 3 years (including 1 year) is 6.00%. The interest rate is 6.15% (including 3 years), and the interest rate is 6.40% (from 3 years to 5 years (including 5 years))

Can Taiyuan Rural Credit Cooperative get a loan?

Can Taiyuan Rural Credit Cooperative get a loan? . According to the relevant information, Taiyuan rural cooperatives can obtain loans, but they need to meet certain conditions.

1. Permanent residence certificate or valid residence certificate.

2. Reasonable period and currency.

3. Have good moral character, meet other conditions stipulated by the local Rural Credit Cooperative, and have proof of fixed residence and credit report.

4. It must not be used for other illegal purposes, and can provide an effective guarantee recognized by the rural credit cooperative, and verify the credit loan limit of the corresponding level and valid identity documents.

5. Have proof of income or personal asset status.

6. Proof of marital status.

7. The borrower’s credit status is good and there is no major bad credit record.

8. The lender must be a citizen of the People's Republic of China with full capacity for civil conduct and a mortgage (pledge) guarantee. Applicants who invest in the capital market and meet the requirements submit relevant materials to apply for loans from rural credit cooperatives. To pay off bad financial debts, the lender must have the willingness and ability to repay after being investigated by the local rural credit cooperative. The loan can be issued once the other information required by the bank is reviewed and approved.

9. Observe disciplines and laws.

Can I apply for Shanxi Rural Credit Cooperative Farmer Loan online?

What you want to ask is whether I can apply for Shanxi Rural Credit Cooperative Farmer Loan online? This is possible.

You can apply for a rural credit cooperative loan online. First of all, your household registration must be a rural household registration, that is, a grain farmer, so that you can get a card and apply for a loan. It is divided into two types: single-family guarantee and three-family joint guarantee, which means there must be a guarantor.

In addition, online loans are different from farmer loans from rural credit cooperatives. One is an online loan and the other is a bank loan. The two concepts are different and cannot be confused.

Shanxi Rural Credit Cooperative Jinxiang Loan does not need to be used by the owner

No.

For rural credit cooperatives across the province, they serve urban and rural residents, individual industrial and commercial households, small and micro business owners and other natural person customers with full civil capacity within their jurisdiction.

Age: 18-65 years old

Loan application channels: Shanxi Rural Credit Union Bank - Micro Finance - Jinxiang Dai

Jinxiang Life APP - —Jinxiangdai

Products are classified according to the purpose of borrowing: consumer credit loans/business credit loans

Amount: up to 300,000

Term: no more than 3 Years;

Usage repayment: borrow and repay anytime within the validity period of the credit, interest is calculated on a daily basis, and there is no handling fee for early repayment;

Purpose: daily operations/comprehensive consumption

Processing method: Apply online, and the staff of the loan agency will grant credit offline.

What is the interest rate of Yuanping Rural Credit Cooperative in Shanxi Province from 2013?

In 2013, the interest rate of Yuanping Rural Credit Cooperative in Shanxi Province mainly depends on the type and term of the loan. For example, for a consumer loan with a loan term of 1 year, the interest rate is generally between 7% and 10%; for a mortgage loan with a loan term of 3 years, the interest rate is generally between 7.5% and 9.5%; for a mortgage loan with a loan term of 5 years, the interest rate is generally between 7.5% and 9.5%. , the interest rate is generally between 7.5% and 10.5%. In addition, the Rural Credit Cooperative of Yuanping City, Shanxi Province will also provide different interest rate concessions based on factors such as the customer's credit status and loan purpose. In short, the interest rates of rural credit cooperatives in Yuanping City, Shanxi Province in 2013 were generally between 7% and 10.5%.