1. Is China Merchants Bank Gold Card good?

After upgrading to a gold card, the user’s credit card limit will increase; after upgrading to a gold card, the annual fee will be much higher. 1. Advantages of China Merchants Bank’s upgraded gold card: The most obvious advantage is the increase in the cardholder’s credit card limit. 2. Disadvantages of upgrading China Merchants Bank Gold Card: After upgrading to Gold Card, the annual service fee paid is higher than that of ordinary cards. 3. There are certain requirements for upgrading a gold card. It is not easy to upgrade a regular card to a gold card. The China Merchants Bank Gold Card has the following uses: 1. At China Merchants Bank outlets, gold card customers hold the card and line up directly at the gold card window. Gold card customers directly draw the gold card’s exclusive number at the guidance desk and wait for the number to be called. The gold card number is called. The speed will be much faster than Puka. 2. If you use the China Merchants Bank Gold Card to withdraw money from a China Merchants Bank ATM in another place, the handling fee will be waived. 3. When using the China Merchants Bank Gold Card to withdraw money at a counter in a different place or make a transfer or remittance to a different place, the handling fee is halved. 4. China Merchants Bank Gold Card can enjoy discounts at CMB’s preferential merchants, and the discounts for each merchant are different. 1. China Merchants Bank One-Pass Gold Card Counters and Financial Management Service Areas When you go to the bank to handle business, all branches of China Merchants Bank have opened green channels for you at China Merchants Bank All-Purpose Gold Card Counters, freeing you from the worry of waiting and saving you valuable time. . If you need to purchase financial products or consult financial knowledge, all branches of China Merchants Bank have also opened spacious and private financial service areas for you, allowing you to manage your finances easily and have exclusive financial management space. 2. China Merchants Bank Gold Card Financial Management Specialist China Merchants Bank has carefully built a professional financial management team for you. Whether you want to buy funds, insurance and other financial products, or need to formulate a comprehensive financial plan, we have experienced and professional financial managers. A team of specialists will provide you with professional financial services based on your own characteristics and financial needs. 3. China Merchants Bank Gold Card offers discounts on transfers, remittances, and withdrawals from other places. When you handle various settlement banking services at China Merchants Bank, you can enjoy a number of handling fee discounts: Counter business discounts: 1. Long-distance deposits and withdrawals . 2. Ordinary remittance in different places. 3. Domestic/foreign outbound remittances. 4. Self-service business preferential items ("One Net" professional version, self-service equipment, 95555 Quick and Easy Financial Management)

2. Is the China Merchants Bank Standard Gold Card worth keeping?

Worth raising. Benefits of China Merchants Bank Gold Card

1. If the daily average assets of the last month reach the standard, the handling fees for the first three inter-bank withdrawals per month can be reduced;

2. Gold card service windows are generally set up in outlets. Queuing saves a certain amount of time;

3. When making POS purchases or ATM withdrawals, you will be notified by text message if the single amount is ≥0.01 yuan.

What is the use of China Merchants Bank Gold Card?

1. The golden card symbolizes that you are an exclusive customer of China Merchants Bank Gold Card, and gold cards are chip cards, which are safer than Magnetic stripe card;

2. If you want to purchase financial products or consult financial knowledge, each branch of China Merchants Bank has opened a special financial service area, allowing gold card customers to enjoy exclusive financial space;

3. CMB Gold Card customers can enjoy multiple handling fee discounts when handling various settlement banking services.

When you become a CMB Gold Card customer, if your monthly average daily assets are more than 50,000 yuan, the account management fee for that month will be waived.

3. CMB visa standards What are the benefits of the gold card?

The gold card has a higher limit, while the maximum limit of the regular card is 10,000. This is the biggest difference

IV. Standards for China Merchants Bank gold card customers

Requirements for China Merchants Bank Gold Card customers:

1. The applicant’s average monthly income is more than 4,000 yuan, the overall credit status is good, and there is no bad credit record;

2. Customers whose annual consumption amount of our bank has reached RMB 10,000 or the equivalent of house purchase and other occasional large-scale consumption or production and business consumption), and the number of consumptions in the past year has reached 6 times.

In addition, when applying for proof of identity, employment, financial resources and other materials, generally the more financial proofs submitted, the higher your gold card limit