The available credit line of China Industrial and Commercial Bank refers to the unused credit line of the credit card held by the cardholder. The available credit limit will be reduced in real time due to your transaction, and will be restored accordingly with your repayment in each installment. The arrival time and recovery time of available credit line are different in different repayment channels. The calculation method is as follows:

Credit limit-unpaid amount recorded-used amount not recorded+overpaid amount = available amount.

According to Bian Xiao, ICBC has the following specific ways to check the available credit card limit:

1, telephone enquiry

Call the customer service number of ICBC (95588) and turn "6" to enter the international card service. Customers of Platinum Card and American Express Card choose "1" and "2" respectively to enter the dedicated seat service for inquiry, while other ordinary ICBC International cardholders choose "3"; Then select "3" account inquiry and credit card service, select "1" to enter credit card inquiry, and finally select "1" to inquire credit card balance and available balance. You can also inquire directly after telling the card number through 95588 manual service.

2. Online banking inquiry

Log in to ICBC's personal online banking, select My Account -E Card Service-My E Card, and query the credit card limit information of ICBC under this account.

3, SMS query

Edit the short message "CXED# card number # SMS bank password" and send it to 95588, then you can query the credit card limit information of ICBC.

Note: To use the SMS query function for the first time, you need to activate the SMS banking function first.