Depending on where you applied for the credit card at the airport, it is possible that it will be declined if it is a reliable place. Because there are two departments that apply for a credit card and those that allow the issuance of a credit card. Those who agree to open a credit card must review the true status of the information and your property status, including whether you have debts, based on the information you filled in when you applied. It is recommended to apply for a credit card at a regular bank branch, which is more reliable. Once someone fraudulently applies for a credit card and fails to repay after overdrafting, overdue debts and bad credit records will be recorded on you. Since the cardholder has not submitted an application for a credit card to the bank and has not signed a contract with the bank, no loan contract has been formed with the bank. Cardholders can request to eliminate bad credit records by reporting to the bank in writing.

If you are deceived and come to apply for a credit card, you should seize the time to call the police and explain the specific situation. In case personal data is later defaulted due to leakage of personal information, there will be a report record from the Public Security Bureau to show that you were deceived and the fees owed have nothing to do with you. Call the customer service of the bank to which the credit card belongs as soon as possible to check whether there is a record of applying for a credit card in your name, and cancel the credit card application in a timely manner. When applying for credit card approval, you must bring your valid personal ID to the bank counter to apply, or contact the credit card staff to handle the credit card procedures. When handling business, be sure to verify the identity information of the staff in advance to avoid being deceived. Swiping your card is free. Don’t trust any advertisements that guarantee a large credit card. Please apply for a credit card through formal channels.

Credit cards are processed through informal channels. After the credit card is approved, the handler will fill in the credit card's collection address into his or her own address. After applying for the card, credit card fraud may occur. After this, the cardholder must call the customer service hotline immediately to notify that the credit card has been stolen and ask the bank to freeze the credit card and call the police as soon as possible to wait for the investigation of the public security organs. Although the law stipulates that credit card debts in an individual's name must be repaid by the individual, if it involves fraud, the debt can be recovered through the detection of the public security organs and reduce some personal losses.