Which bank has the highest credit card limit

1. Industrial Bank: Industrial Bank has a relatively low threshold for applying for a card. It is easier to apply for a card through Alipay, but it generally requires Sesame points. You can apply if you have a score of 620 or above. As for card selection, I would like to introduce you to apply for Industrial Bank pass credit card and Industrial Taobao credit card. Generally, the review results will be available as soon as 5 minutes after submitting the application. In the case of good credit, the review pass rate is said to be above 90%.

2. Everbright Bank: For Alipay users with a Sesame score of 620 or above, it is easier to apply for an Everbright credit card on Alipay. Many cardholders reported that they can be approved in seconds. Of course, you still need to choose the right card type in advance. . It is recommended that you apply for the Everbright Little Yellow Duck themed credit card. This credit card is said to be the easiest card to be approved in seconds by China Everbright Bank. However, it should be noted that online Shen Everbright Bank requires an interview before the card can be issued.

3. Minsheng Bank: Minsheng Bank has cooperated with Alipay to apply for cards very early. Generally, if there is no problem with the credit report, the Sesame score of 600 or more can be approved in seconds, especially now that it is approaching It’s the end of the year, and the card approval rate remains high. In terms of card selection, female friends can apply for the Minsheng Women's Flower Credit Card, and car owners can apply for the Minsheng Car Credit Card. In addition, Minsheng Baidu Takeout Co-branded Credit Card, Minsheng.com Tesco Installment Credit Card, etc. are also relatively easy to purchase.

4. GF Zhenqing Credit Card: GF Zhenqing Credit Card is a women’s card launched by China Guangfa Bank. It has outstanding advantages in shopping, women’s insurance, etc.! At the same time, you can choose one of the four major merchant types including department stores, restaurants, tourism, and entertainment to enjoy three times the points for swiping your card. However, it is important to note that once this is selected, it cannot be changed.

Which bank's credit card is easier to apply for and has a higher limit?

Relatively speaking, commercial banks are easier to apply for than credit cards of the four major state-owned banks in China. Each bank's credit card has its own characteristics and card application procedures. Credit cards from China Merchants Bank, Bank of Communications, CITIC Bank, China Guangfa Bank and other banks are easier to apply for than the four major banks.

According to Article 7 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": A credit card refers to a credit card that records cardholder account information, has bank credit lines and overdraft functions, and provides cardholders with relevant banking services. All types of media.

1. China Merchants Bank Credit Card

The best credit card to apply for from China Merchants Bank is the YOUNG card, a credit card product tailor-made for young people. White-collar workers who have just graduated can apply, and college students over 18 years old with a formal internship contract can also apply.

Everyone who has used CMB’s credit card knows that CMB’s service is very good, the best among all banks. Although CMB cannot apply for a card with a card, the efficiency of card placement and limit increase is still the same. Quite high. Moreover, China Merchants Bank supports the WeChat limit increase test. Once the test is passed, the limit can be increased quickly. It is simple, fast, and so powerful.

2. Bank of Communications Credit Card

What is often recommended is the Bank of Communications Y-power card, which has a cash withdrawal limit of up to 100. There is no annual fee in the first year, and you can swipe the card 6 times for free. The annual fee is very impressive.

The usual activities are also super awesome, such as the must-have activities every year: Reddest Friday, Super Reddest Friday, and Weekly Brushes. In addition, Bank of Communications supports card application. Although the risk control is relatively strict, the difficulty of applying for a card is not as difficult as everyone said.

3. Ping An Bank Credit Card

Ping An Bank has also expanded rapidly recently and supports insurance policies. The preferential activities of Ping An Bank's credit cards are not outstanding compared to those of China Merchants Bank and Shanghai Pudong Development Bank. However, Ping An Bank’s car owner card is very useful for car owners because it offers many discounts on gas.

4. CITIC Bank Credit Card

It is recommended to apply online, which is very efficient. Generally, you will receive an acceptance message from the bank within 24 hours. Verification of information is very simple, as long as a copy of the ID card is provided. But as for raising the quota, it’s very difficult.

CITIC's credit cards have some pretty impressive activities from time to time. In recent years, the "9 Points Redemption" activity has obviously gained a good reputation, but it has been criticized by everyone because of the adjustment of its strategy.

However, I still recommend its i Platinum Card and JD Baitiao Card.

5. Guangfa Bank Credit Card

Guangfa is known as the Iron Rooster, mainly because it is difficult to increase the limit, but there are still many discounts. The best credit card to apply for from China Guangfa Bank is undoubtedly the Guangfa True Love Credit Card. As long as you are a female customer and can provide proof of stable income and personal information, there is no obstacle to applying for this card.

6. Everbright Bank Credit Card

It is relatively easy to apply for the card, and the credit limit is high. You can apply for a credit limit adjustment in half a year, and the limit is usually doubled at a time. The best thing is that there are many points activities, multiple points are often given out, and online transactions also count as points.

In fact, nowadays, as long as your credit qualifications are good enough, you can apply for a credit card at any bank, pay back in time, and use the card rationally, and your credit limit will gradually increase.

Which bank has the highest credit card limit

The banks with the highest credit card limit are China Merchants Bank, Bank of Communications, Shanghai Pudong Development Bank, etc.

1. China Merchants Bank

The probability of making large purchases with Xiaozhao’s credit card is relatively high, and it is said that it can reach 76. If it is your first time to apply for a China Merchants Bank credit card, as long as you fill in all the information, you will basically be given a credit limit of 5,000-10,000.

In addition to the relatively high credit limit, the CMB credit card limit increase speed is also very fast. As long as you use it normally, you can usually increase the limit in 3-6 months, and the limit increase can reach 30%.

2. Bank of Communications

Xiaojiao’s card application threshold will be relatively low, so the probability of large amounts is relatively high, reaching 74. As long as the information is complete and there is no shady credit report, you can basically apply for the card. The initial limit of the Bank of Communications card will be around 5,000 yuan, but you should be careful when using the card in the future. If you use the card incorrectly, you will be targeted.

3. Shanghai Pudong Development Bank

Applying for a Shanghai Pudong Development Bank credit card requires complete information, good credit, and a 71% chance of large amounts. Pudong Development Bank pays more attention to an individual's comprehensive credit score, so a good credit record will be the secret to Pudong Development Bank's large-value cards.

4. China Guangfa Bank

The probability of Guangfa’s large-value card purchase can reach 67. The main reason is that the platinum card is relatively easy to approve. If you have a real estate certificate, the platinum card is basically stable. Take it, if you are lucky, you can get a quota of 50,000-100,000.

5. Everbright Bank

The probability of Everbright Bank’s large-amount card approval is 66, which may be relatively lower, but it is quite easy to increase the limit, and the temporary limit is also very high . Some netizens reported that the platinum card was given a limit of 100,000 during the interview.

Extended information

1. When making foreign currency purchases, bind your ICBC bank card to your credit card, and then exchange the money in the bank card for one thousand foreign currencies. For example, US dollars, Euros, etc., buy several types. Then, I called the bank’s credit card customer service and told them that I wanted to go abroad for consumption and the limit was too small to use. I wanted to apply for a limit increase. The most important thing was to say that I had just exchanged some foreign currency in my bank card and it was inconvenient.

2. ICBC also adopts high risk control measures for customers without deposits and customers who use cards abnormally.

That’s it for the introduction of which banks have high credit card limits.