Generally speaking, the credit card interest of CITIC Bank is calculated according to the consumption amount, the number of consumption periods and the repayment method, and the annualized interest rate is generally around 18%.
The specific interest calculation method can be obtained through CITIC Bank official website or customer service consultation. If you pay back on time after using a credit card, there will usually be a certain interest-free period, ranging from 20 days to 50 days. If you use a credit card to choose the minimum repayment amount, the remaining unpaid amount will generate certain interest.