Business characteristics:
1. Independent credit line: bills with E do not occupy the applicant's credit line. After the bill is successfully processed, the available balance of the applicant's credit line corresponding to the installment principal will be restored immediately.
2. Convenient application: you can apply from the next day of the billing date to the end of business on the due repayment date of the current bill.
Third, the number of periods is flexible: there are 7 periods to choose from: 3, 6, 9, 12, 15, 18 and 24.
4. Optional amount: Only RMB accounts starting with E can be applied for bills, and the minimum installment principal amount of a single bill starting with E is 500 yuan RMB. E the installment principal amount of the sub-bill shall not exceed the total amount of new consumer transactions in the current bill of the corresponding account at most, and shall not exceed the difference between the permanent account quota and the unpaid installment principal and the recorded installment fee in the current period.
Agricultural Bank of China is one of the four largest banks in China, a state-owned joint-stock bank, and a bank serving the national agriculture. The predecessor of China Agricultural Bank can be traced back to the Agricultural Cooperative Bank established in 195 1. Since the late 1970s, China Agricultural Bank has experienced different stages of development, such as national specialized banks, wholly state-owned commercial banks and state-controlled commercial banks. June 5438+October 2009 10, China Agricultural Bank was restructured into a joint-stock company. On July 20 10, ABC was listed on the Shanghai Stock Exchange and the Hong Kong Stock Exchange respectively.
Agricultural Bank of China (ABC) is one of the major integrated financial service providers in China. Committed to building a world-class commercial bank group with obvious operating characteristics, efficient and convenient service, complete functions and outstanding value creation ability. With its comprehensive business portfolio, huge distribution network and leading technology platform, ABC provides customers with all kinds of corporate banking and retail banking products and services, and also conducts financial market business and asset management business, covering investment banking, fund management, financial leasing, life insurance and other fields.
By the end of 20 16, the total assets of China Agricultural Bank195,706 10 billion yuan, loans and advances of 9.71963.9 billion yuan, deposits of15,038,005,438+0 billion yuan, and the capital adequacy ratio. By the end of 20 16, there were 23,682 domestic branches of Agricultural Bank of China, including the head office, the head office's business department, 3 franchised institutions of the head office, 37 tier-one (directly affiliated) branches, 365 tier-two branches (including provincial branch business departments), 3,506 tier-one branches (including municipalities directly under the central government and directly affiliated branch business departments) and 6,500 tier-two branches. Overseas branches include 10 overseas branches and 3 overseas representative offices. Agricultural Bank of China has 14 major holding subsidiaries, including 9 in China and 5 abroad.
Since 20 14, the Financial Stability Board has included ABC in the list of global systemically important banks for three consecutive years. In 20 16, ABC ranked 29th in Fortune Global 500. In the ranking of British Banker magazine 1 0,000 global banks, Agricultural Bank of China ranks fifth in tier 1 capital. The credit rating of Standard & Poor's issuer of Agricultural Bank of China is A/A- 1, and the default rating of Yu Huichang/short-term issuer is A/F 1. Agricultural Bank of China (ABC) is also a state-owned bank with a strong background. It is a very reliable and trustworthy bank whether working in ABC or handling business.