According to the regulations on the use of credit cards, whether online or offline, credit card consumption is charged, but this fee may not be borne by the seller, but it may also be borne by the buyer. If the seller has opened the credit card payment, the seller will pay the handling fee, if not, the buyer will pay it. If you use a credit card on Taobao and don't want to pay the handling fee of 1%, you won't be charged as long as you change the payment method to savings card or Alipay balance payment.

If the seller still charges your handling fee when you open the credit card payment, please ignore him directly or complain to Taobao customer service!