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1, but from the second half of this year, the government began to do some promotion work, such as completing the annual national network construction of ETC, encouraging the installation of vehicle-mounted equipment free of charge, and implementing preferential charges. Of course, the reason why financial institutions spare no effort to publicize and so on is related to interests. First of all, ETC customers are mostly high-net-worth and high-viscosity customers. Their existence can help financial institutions to carry out accurate marketing. For example, it can help them improve the success rate of deposits, loans and various financial products. The so-called ETC refers to the non-stop toll collection system. As early as the 1990s, this system entered China. However, due to the single scene, weak competitiveness and lack of standards, the penetration rate of the problem in China is not high.
In addition to these hidden benefits, the explicit benefits of ETC are also attractive. At present, the total scale of available scenes in China, including expressways, gas stations, parking lots and automobile insurance, is about 3 trillion yuan, which is a very huge market. Therefore, if ETC is promoted well, all kinds of charges and capital precipitation will be very amazing. This is good for financial institutions. So, for ordinary people, is it suitable for handling? With the popularity of ETC, many people may have dealt with it and enjoyed its convenience, so it is more suitable.
Compared with savings card, using credit card does have some advantages. First of all, because the credit card is a charge-to-account consumption, that is, it is consumed first and then settled, so it is mainly because you can use it if there is a limit on your card. Even if the reserve fund is insufficient, there is a certain overdraft limit. This doesn't require you to queue up at the bank to withdraw money in advance, as long as you use the APP to pay back the money in time. But if it is a savings card, you need to face this problem. In addition, with the popularity of ETC, there will be more and more people queuing for money, which will waste time. In contrast, no matter how the savings card is used, it will not add points to your credit, which is even more useless; Credit cards belong to national credit information and can provide big data. Rich consumption can enrich your consumption bill, and also make the bank know you better and give you more credit. When buying a house or investing in the future, you may also be able to get a high loan.