It is not illegal to set up a bank credit card booth in a supermarket.
Credit cards can set up stalls. Now urban management won't catch people who set up stalls, because the state supports the stall industry. As long as you don't occupy the road and hinder pedestrians from walking, you can set up stalls. The area for setting up a credit card booth is very small, so it doesn't need much area. Usually a small stool and a small table. Generally nobody cares, so you can set up a stall.
Is it reliable to apply for a credit card at the bank counter? Is the success rate high?
In the past, the network was underdeveloped, and credit cards were generally sold by salesmen and set up stalls in crowded places in supermarkets. Now this way of handling cards is occasionally encountered. What should I pay attention to? Is this credit card application form official? Is it safe to apply for this credit card?
In order to confirm the identity of the salesman
First of all, we must confirm the authenticity of the event, especially the booths randomly placed on the roadside. Before filling out the form, the salesman is required to show the bank's work permit and business card to confirm whether he is a bank employee. If you have doubts about the authenticity of the other party's identity, you can provide your job number to the bank customer service.
To learn about card information
Before applying, ask what kind of card they have. We must make clear the basic rules of credit cards, such as card type, card level, card amount and card annual fee rules, and then focus on cash withdrawal, installment, transfer and repayment.
General banks will have detailed brochures, which will record the card information. If you are not clear or misunderstood, you can ask the salesman again.
Pay attention to the details of filling out the form.
If the other party provides a "credit card application form" in paper form, you can fill it out yourself. Personal identity information, contact information, address and work unit should be authentic, and the terms of service should be checked according to personal needs.
If the other party does not have a paper "credit card application form", but the salesman uses a tablet computer to fill in the submitted materials, then the applicant must pay attention to the information filled in by the other party, mainly in the choice of other terms of service. Some salesmen choose to provide other services such as "SMS notification" and "supplementary card" for applicants without telling them, some of which are paid services. Generally speaking, when selecting and filling in the business, the salesman will ask the applicant whether the business is opened, but the applicant should also keep an eye on it and confirm whether the business he submitted is his own choice.
Can people who set up stalls everywhere to handle bank credit cards be trusted? Why did the bank do this?
People who set up stalls everywhere to handle bank credit cards are generally fine. This is a marketing strategy of the bank.
In this way, banks will greatly increase the circulation of credit cards. For banks, the more people apply for credit cards, the more income they earn. At the same time, they authorized a special person to handle credit cards, which also saved costs. Relatively speaking, the speed will be faster.
1. On the same day, the salesman handed the form with complete information to the supervisor, who scanned it or sent it directly to the headquarters. This is all done on the same day or the next day, and there are special channels to reach the headquarters, so it is very fast.
The bank counter only sends it once every few days, which is not as fast as the salesman. Moreover, the card handled by the salesman is a door-to-door card, and the code of the door-to-door card can be filled in. Door-to-door means that the salesman has visited the unit on the spot, which makes it easier to approve the card.
Extended data
But pay attention to the following points:
1. The person who handles it needs to have all the certificates for bank work;
2. When handling, you can't give any of your original documents to the other party;
There is no need for them to apply for credit card approval at home. Whether the credit card can be approved or not, and the amount should be decided according to the actual situation;
If the salesman has nothing, as long as you show your certificate, it is not credible, most of them are liars, so pay attention.
The safest way is to go to the bank counter. There is no other good way.
Matters needing attention in using credit card
(1). Cherish your quota. You must cherish your quota. No matter how much, it is brought by your own credit information. Don't be overdue. Once overdue, it will have a great impact on yourself.
(2) Credit card repayment must be prepared with several credit card repayment methods, such as online banking transfer, ATM deposit and Alipay repayment. And be sure to repay the loan on time and arrive at the account immediately to avoid overdue.
(3) Choose a credit card that suits you and apply more. It is best for a person to have several credit cards. When money is tight, you can use a credit card to deal with emergencies. CITIC Bank I Platinum Credit Card immediately applies for a platinum card that can make money without annual fee.
(4) When using a credit card, you must keep a card. The initial credit card limit will not be too high. You need to carefully raise your own card to have a limit of tens of thousands or even hundreds of thousands.
Can a 39-year-old unemployed person pay off his credit card by setting up a stall for a short time?
39 years old, unemployed, it is impossible to pay off the credit card in a short time by setting up a stall. In the short term, if the income from the stall is not enough to repay the interest, it will be even more difficult to repay the principal. The interest on credit cards is very high. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.
So much for the introduction of the credit card booth.