If you want to find a bank with the best credit card, you can choose from private banks, local banks and their co-branded cards, which is also a common cognition.
In addition, the development of credit card business in different banks is different. Generally speaking, there are many credit cards, so the threshold for application is relatively low and the probability of passing is relatively high.
When applying for a credit card, many people not only look at the threshold of applying for a credit card, but also pay attention to the amount. After all, the greater the credit card amount, the happier the credit card is, so many people want to apply for a credit card with a large amount.
1, meituan joint credit card
Meituan co-branded credit card is a co-branded card jointly launched by the bank and Meituan. The credit limit of Meituan's joint credit card is generally 1 0,000-50,000 yuan, and the maximum credit limit is 50,000 yuan. (Meituan Joint Credit Card Application)
Meituan cooperated with Bank of Guangzhou, Bank of Jiangsu, Bank of Xiamen, Bank of Guilin, Bank of Shanghai and Bank of Qingdao to launch joint credit cards. The number of cooperative regional banks reached 14.
Cardholders can bind Meituan credit card on Meituan, and when spending on Meituan, they can use Meituan credit card to pay and enjoy relevant preferential activities.
If you are a senior user of Meituan, you often order takeout and group purchase, and you have certain spending power. You have used other bank credit cards and used them normally, so it is basically possible to apply for a Meituan co-branded card.
Meituan Credit Card can be used every day to deduct 6 yuan, and every takeaway can be deducted from 6 yuan for 90 consecutive days. Movies are 50% off every month, and credit card spending points can be automatically converted into the change of Meituan according to the standard of 10 yuan/100 yuan, which will be cashed on Tiantian Platform.
2. Bohai Bank Credit Card
The credit card limit of Bohai Bank is: ordinary card limit1000-10000; Gold card amount10000-50000; The amount of platinum card is more than 50,000. It should be noted that the approval of credit line for credit card application is based on the applicant's actual situation, job stability, fixed income and so on. (Bohai Bank Credit Card Application)
Its products mainly include standard cards, Bohai Bank 5 1 joint credit cards, travel theme cards, house theme cards and family theme cards. The 5 1 joint credit card of China Bohai Bank is a UnionPay standard gold card, free of annual fee, with a maximum credit line of 654.38+10,000 yuan. The card does not have an interest-free repayment period, and it bears interest on a daily basis, and it can be repaid as it is borrowed, which flexibly meets the needs of cardholders such as capital turnover and shopping consumption.
3. Shanghai Pudong Development Bank Credit Card
The credit cards of Shanghai Pudong Development Bank are divided into ordinary cards, gold cards and platinum cards according to the card level. Generally, credit cards are between 3,000 and 50,000 yuan, gold cards are between10000 and 50,000 yuan, and platinum cards are above 50,000 yuan. (Shanghai Pudong Development Bank Credit Card Application)
The credit limit of Shanghai Pudong Development Bank's credit card is the credit limit given by the applicant through various evaluations, including: work, credit history, education level, asset status, etc. The better the evaluation project, the higher the credit card limit.
4. hengfeng bank Credit Card
The credit card limit in hengfeng bank is generally: the credit card limit is between 3,000 yuan and 65,438 yuan+00,000 yuan. Gold card amount: 5000 -30000 yuan. Platinum card amount: 10000 -50000. (hengfeng bank Credit Card Application)
This article mainly talks about hengfeng bank Star Platinum Credit Card, which is a family-oriented credit card. With this card, it can provide cardholders and their families with a variety of rich rights and interests, such as comprehensive aviation security, private health housekeeper shared by families, triple points on Wednesday, exclusive points cashback, UnionPay platinum courtesy and so on.
Ways to increase the credit card limit: swipe the card about 20 times a month; Can occasionally handle credit card cash withdrawal and installment business; The monthly credit card amount shall not exceed 80% of the credit line; Pay attention to the diversity of credit card consumption, and try to spend credit cards in different businesses; Repay on time every month, and repay in full as much as possible; Keep a good credit record.
All the above methods can help users increase the credit card limit. If the user meets the conditions of credit card withdrawal, the bank will take the initiative to invite the user to increase the credit card limit.