Hello, there is no deposit or guarantor required to apply for a China Merchants Bank credit card. The most important condition for application is to have a stable job and income. When applying for a credit card, you need to fill in the application form and attach a copy of your ID card and a work certificate issued and stamped by the personnel department of your unit. Of course, if you can provide other financial proof, it will be more helpful for us to identify you personally. Understand the situation and determine the credit limit.

The documents required for application are copies of ID cards and employment certification documents. Of course, it will be more beneficial to your application if you can provide proof of financial resources in other documents. The proof of work can be a copy of your work permit; a copy of the work certificate issued by the company; a copy of your professional title, a copy of your professional qualification certificate, etc. Proof of financial resources can include salary records issued by banks; income certificates issued by your company; income tax withholding certificates; copies of your own real estate certificates; copies of your own car driving licenses; bank time deposit certificates and other materials that can prove your financial level.

The details are as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required). Military personnel need to provide a copy of the military ID card; 2. Proof of employment: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or a copy of the original work certificate/plate that has been verified by the promoter and marked. 3. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/copies of bank time deposit certificates), etc. Information proving your financial ability. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.