There is no fixed value for how many times the amount of the reserve fund is that of the credit card.

For example, the credit card limit is 6000, the half-year reserve payment limit is 50000, the credit card limit is 10000, and the reserve payment limit is 20000 when issuing cards. With the accumulation of users' credit, the credit card quota will increase, and the reserve fund quota will also increase, so the reserve fund quota is not fixed.