Legal analysis: it can be used. Even if the account is cancelled, it will not be associated with the bank card, and there is no necessary connection between the account and the bank card. Therefore, even if the ID card is cancelled, the bank card will not be frozen and can still be used normally. However, if the ID card is frozen, it will be hindered or it will be impossible to handle the bank card business.

Legal basis: "Measures for the Administration of Bank Card Business" Article 15 The articles of association of various bank cards of card-issuing banks shall specify the following items: (1) The name, type, function and use of the card; (two) the card issuing object, application conditions and application procedures; (three) the scope of use of the card (including use restrictions) and the method of use; (four) the interest rate applicable to the card account, as well as the charging items and standards for the cardholder; (five) the rights and obligations of the issuing bank, the cardholder and other relevant parties; (6) Other matters required by the People's Bank of China.