When the credit card expires, the bank will automatically issue a new card, and generally will not call to confirm before issuing the card. If the work address changes, you can call the credit card center in advance to make the change.

First, for the validity period of credit cards, different banks and different card types will have different validity periods.

Generally speaking, credit cards are valid for 3-5 years. The specific interval is from the day you get off the card to the expiration date marked on the credit card. The validity period of this label is generally below the credit card number.

Under normal circumstances, one month before our credit card expires, the bank will take the initiative to mail a new card to the user. Moreover, the quota and function of the new card will be the same as that of the old card. If the card expires, the cardholder will not want to use the credit card any more. Be sure to call customer service in advance to cancel the card. Moreover, the magnetic stripe and chip of the credit card must be cut off after cancellation to prevent it from being used by some lawless elements.

Second, what should I do if I find that my credit card has expired?

If you find that you want to continue to use your credit card after it expires, you can contact the bank one month in advance and ask for a new credit card. Otherwise, you can't continue to use it after it expires, and some banks may issue you a new card before the credit card expires. If you don't contact in advance, you can prevent the address from changing and not receiving it. Or you don't want to use it, and you plan to cancel it. It is more troublesome to issue a new credit card.

If you find that your credit card has expired, you must send it back to the bank in time, otherwise you will have to pay an annual fee every year, which is very uneconomical. However, many people don't know how to check the credit card usage period. One way is to look at the paper in the credit card issued by the bank, which will indicate the use period and repayment date of the credit card.

When you use a credit card, you should pay attention to protecting your card information. Don't disclose your card number to strangers at will to ensure the safety of your property. Although spending in advance has become one of the acceptable ways for most people, we should still exercise restraint on our own spending. Rational consumption, rational planning of their own funds, so that there will be no overdue situation.