According to the relevant policies and regulations I understand, cashing out on credit cards is generally considered an illegal act. Cashing out means that an individual or organization holding a credit card uses the credit card to withdraw cash and transfer it to other uses, that is, the funds in the credit limit are circulated in the form of cash. This behavior usually involves violations of credit card contracts and bank-related policies.

The use of credit cards should comply with the provisions of the credit card contract. Generally, credit card funds can only be used for consumption, shopping or payment for various services. Using credit card funds for cash-out purposes, including paying wages to migrant workers, may violate the terms of the credit card contract. In addition, banks will also monitor and crack down on credit card arbitrage to maintain financial order and protect consumer rights.

However, I recommend that you consult a legal professional for more accurate and detailed advice.