Overdraft interest on Bank of China credit card overdraft withdrawals is calculated based on the actual overdraft cash withdrawal amount and the actual number of days in arrears from the transaction recording date. The overdraft interest rate is 0.05% of the daily interest rate, and compound interest is charged on a monthly basis. .
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
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