Supplementary information:
Credit card bill installment is a service provided by CCB Credit Card for eligible cardholders to repay their current credit card bill amount by installment. From the day after the billing date to the day before the final repayment date, as long as the single consumption amount reaches RMB 5 yuan or above, you can apply for installment, and the maximum installment amount does not exceed 9% of the total amount of the bill.
At present, CCB's credit card bill can be divided into three phases, six phases, twelve phases, eighteen phases and twenty-four phases (each phase is January)
Take CCB's credit card bill of 5, yuan divided into twelve phases as an example, select the installment bank, installment type, installment amount and installment number on the calculator, and click Calculate to get the repayment principal of each phase of 416.67 yuan.
if you feel uncertain, It can be calculated by itself according to the following formula:
1. Repayment principal per installment = installment amount/installment number =5/12=416.67 yuan
2. Handling fee per installment = installment amount * handling fee rate =5*.6%=3. yuan
3. Total repayment amount per installment = repayment principal per installment. Number of installments =5*.6%*12=36. yuan
Extended information:
If you want to handle the credit card installment business of CCB, you can adopt the following methods:
1. Log in to CCB's personal online banking, click on the "Credit Card" page and select "Card Account Transaction"; Then select "credit card installment"; Then select "Application for Consumption by Stages"; Then click on the transaction records that need to be staged; Then follow the system prompts to apply.
2. Log in to the latest mobile banking client of China Construction Bank, click "Credit Card", select "Repayment by installment", and then click the "Consumption by installment" menu to apply.
3. Pay attention to "China Construction Bank" WeChat official account on WeChat, then enter WeChat official account, click the "Credit Card" option, enter the "Business Handling Hall", then click the "+"on the page, and you can apply through the "Recommend for You-Consumption Staging" menu.
It should be noted that the installment payment business of China Construction Bank can only be applied when the cardholder spends more than 3 yuan or equivalent in foreign currency, and the application must be made 2 days before the latest bill date (the foreign currency consumption must be within 3 working days after the consumer transaction is recorded in the account).