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The credit limit of the credit card is not enough. What should I do if I want to withdraw cash?
Take the credit card of China Merchants Bank as an example. You need to check your credit card records to increase the fixed limit. We will also take the initiative to increase the quota for cardholders with good card use records from time to time, and the increase will be subject to system audit. You can also try to apply through the following channels:

1. After logging in to mobile banking, click "My → All → Credit Card → Quota → Fixed Quota" and click "Apply to Increase Fixed Quota" to try to increase it. The increase is subject to the system display review.

Tips: If "Sorry, the fixed amount can't be raised temporarily" is displayed under "Fixed amount", it means that you can't apply for an increase temporarily. I suggest you use the card for a while before trying to apply.

2. After logging in to the popular version or professional version, click Account Management-Account Limit Management-Quota Limit Adjustment to apply;

3. Call the credit card customer service hotline and follow the prompts to select 2-3-2 to apply.

4. After logging into Pocket Life, select "My → Credit Line" or "Select → All → Credit Line Management" to try to apply.

If the application for fixed quota fails, you can also try to apply for increasing temporary quota through the following channels (except for business cards):

1. online banking (after logging in to the online banking popular edition or professional edition, select "account management → account limit management → temporary limit adjustment");

2. Customer service hotline (call the credit card customer service hotline and select 2-3- 1 according to the prompt to apply);

3. Mobile banking (after logging in to mobile banking, click "Home → All → Credit Card → Quota → Temporary Quota" to apply);

4. After logging in to Pocket Life, select "My → Quota" or "Select → All → Quota Management" to query and adjust the temporary quota.

Suggestions for successful withdrawal application: swipe more cards: use more credit cards to reflect the withdrawal demand; Repayment on time: Repay in time, and keep a good habit of using the card; Diversified consumption: consumption at home and abroad, online or through POS machines in different channels.

(Reply time: 2021February 19, please refer to the latest business changes announced by China Merchants Bank in official website).