Today, a wide variety of fraud methods emerge in an endless stream, bringing financial risks to consumers that cannot be ignored. Pudong Development Credit Card shares the following typical cases to help consumers see through telecom fraud scams and beware of property security being infringed.

Large-amount credit card fraud

Criminals take advantage of consumers' eagerness to apply for large-amount credit cards to commit fraud. They publish credit card agency advertisements on the Internet, tricking consumers into applying for cards, and then using The fake credit cards are made to defraud consumers of high card application fees, or use various reasons to ask consumers to pay deposits, activation fees, service fees, etc., and then lose contact after consumers transfer money.

Credit card limit increase fraud

Criminals often use the lure of limit increase to pretend to be bank personnel and call consumers. During the phone call, they will ask consumers for their identity information, credit card password, Verification codes and other important information may allow consumers to log in to the fake website provided by them and enter relevant information, thereby successfully committing credit card fraud.

Overdue credit card fraud

Criminals call or send text messages to consumers, falsely claiming that the credit card in the consumer's name is overdue, and thinking that the consumer has eliminated bad credit or requires the consumer to cooperate. On the grounds of public security agency investigation, etc., they defraud consumers’ personal information, credit card numbers, and passwords and then conduct fraud.

Pretending to be a public prosecutor and committing fraud

Criminals threaten consumers with summons, arrest, and freezing of bank account deposits on the grounds that they are involved in court proceedings, money laundering crimes, etc., thereby defrauding consumers of their trust. Later, on the pretext of verifying innocence and transferring to a safe account, consumers are lured to transfer the funds in their bank cards to the criminals' accounts.

False online shopping fraud

Criminals obtain consumer online shopping platform order information through illegal means, pretend to be website platform staff, and send false refunds to consumers due to website maintenance and account order abnormalities. Links are used to trick cardholders into being deceived; or false product sales information is published on the Internet, and consumers are defrauded on the pretext of paying deposits and prepayments before purchasing.

Pudong Development Credit Card Warm Tips:

1. When applying for a credit card, you must apply through official channels. Do not disclose personal information to third-party channels to avoid personal information being used by criminals. Property damage after acquisition.

2. If you want to increase your credit card limit, you must apply through the bank’s formal channels or call the official customer service hotline for consultation.

3. Personal credit information is uniformly managed and entered by the Credit Information Center of the People's Bank of China. Neither the bank nor the individual has the authority to modify or delete it without authorization. If you have any questions about personal credit information, you can log on to the official credit information website of the People's Bank of China or call the official customer service hotline for consultation.

4. There is no "safety account" in the Public Security Bureau, and it will never allow you to transfer money to the so-called "safety account".

5. When purchasing goods online, you must go through regular shopping websites. If you mention filling in credit card account number, password and other information, you must be vigilant to protect information security and avoid property losses.