How to apply for shopping mall installment with Pufa Credit Card? What are the requirements?
Many friends like to go shopping in shopping malls. It is inevitable that they will encounter products that they like but cannot pay in full. At this time, Pudong Development Credit Card comes in handy. You can contact Pudong Development Bank’s special merchants in the mall. Apply for credit card installment and take home the products you like first. So, how to handle the installment payment at the Shanghai Pudong Development Credit Card Mall? What conditions need to be met? Let’s find out together below.
1. Conditions for installment application for Pudong Development Credit Card Mall
This business is applicable to all types of Pudong Development Credit Cards issued by the Credit Card Center. Business cards do not support installment business.
In addition, the total amount of purchased goods must reach the minimum installment payment amount stipulated by the credit card center for shopping in the shopping mall, and you must apply for installment payment through the designated POS machine to the credit card center.
In general, the installment conditions of Pudong Credit Card Mall are still very simple.
2. How to apply for shopping mall installment with Pudong Development Credit Card
1. Go to the shopping mall designated by Pudong Development Bank with your Pudong Development Credit Card and shop at specially appointed merchants.
2. After viewing the products in the center, the merchant proposes installment payment to the merchant;
3. The merchant receives the request and enters the card payment amount and the number of installments at the designated POS machine. , apply for installment to the credit card center;
4. After the credit center passes the review, the cardholder takes out the credit card and swipes the card at the designated POS machine for consumption;
5. After the card is swiped successfully, a single transaction The entire consumption amount is transferred to installments.
The above is the relevant introduction of "How to apply for installment payment at Pufa Credit Card Mall? What are the requirements?", I hope it will be helpful to everyone. All in all, the Shanghai Pudong Development Credit Card Mall installment is easy to handle and the process is relatively simple. However, it should be noted that after the installment is successful, the cardholder's repayment amount in each installment must not be less than the minimum repayment amount, otherwise it will be considered overdue.
How to divide 36 installments of Pudong Development Credit Card into 36 installments
How to divide 36 installments on Pudong Development Credit Card by telephone customer service. Credit cards refer to various media that record cardholder account information, have bank credit lines and overdraft functions, and provide cardholders with related banking services.
Free installment repayment rules and calculation methods of Shanghai Pudong Development Bank credit card
In order to reduce the monthly repayment pressure, many friends will choose the installment business when making large purchases. , that means repayment in installments. What are the rules for repayment in installments? Generally speaking, the longer the installment is, the higher the installment fee will be. How can it be more cost-effective?
Relevant knowledge: Shanghai Pudong Development Bank Credit Card Installment Fees and Minimum Repayment Amount
1. Introduction to Shanghai Pudong Development Bank Credit Card Free Installment Payment
Free Installment Payment is the Shanghai Pudong Development Bank Provided to eligible credit card users, as long as the single consumption amount reaches RMB 500 or more, they can apply to Shanghai Pudong Development Bank to convert the consumption amount into 2 days after the card payment is due. installment.
Instalment application: telephone application, website, salesperson, counter
Instalment types: bill installment, single installment, shopping mall installment, mail order installment
Instalment Minimum installment amount: The minimum installment amount for a single installment is RMB 200. The minimum installment amount for a bill is RMB 500.
Deduction method: deduction per installment
Early repayment regulations: one-time repayment< /p>
Extended reading of Shanghai Pudong Development Bank credit card installment payment methods and handling fees for car purchases
2. Shanghai Pudong Development Bank credit card consumption installment payment rules
Application amount: single consumption of RMB or more 500 yuan or more.
Application time: 2 days after swiping the card to the due date of repayment of the current bill.
Instalment number and handling rate:
Instalment handling rate
0.78% for 6 installments
0.74% for 12 installments< /p>
0.75% for the 15th period
0.76% for the 18th period
0.76% for the 24th period
Extended reading How to calculate the installment interest of Shanghai Pudong Development Bank credit card? Example
Application method:
(1), call the Shanghai Pudong Development Bank Credit Card Center application hotline 400-720-7888, or the 24-hour customer service hotline 800-820-8788, (021)3878-4988, apply for installment payment.
(2). Log in to the "Online Account Service" on the Shanghai Pudong Development Bank Credit Card Center page online and apply for installment payment.
What does full-account installment with Pudong Development Credit Card mean? How to apply?
Many cardholders are unable to repay in full after using Pudong Development Credit Card, so they would like to apply for bill installments. Bill installments are generally for bills that have already been issued. Some cardholders may not only have bills issued, but also Before the bill is issued, if you want to apply for installments together, you will need to use the full account installment. Next, let’s take a look at the full installment installment of Pudong Development Credit Card.
What does the full-account installment of Pudong Development Credit Card mean?
Full-account installment actually refers to the total amount of arrears for transactions that have been billed but have not been billed, and you can apply for bill installment. In the past, installments for bills issued and unpaid bills could not be processed at the same time, but it can be realized after the installment of the entire account is released.
If you want to apply for full-account installment, you should pay attention to the range of the amount that can be installed. Generally, the application for full-account installment will give priority to the amount of the bill that has been issued by default; apply for the full-account installment for the part of the bill that has been issued For the installment part, installment applications are not allowed for the bill balance payable exceeding 95% of the total bill amount of the cardholder's credit card for the current period.
In addition, the full account installment will generate two bills converted into installments, which will offset the bill amount and the unbilled amount respectively. The monthly installment principal and installment handling fee of the full account installment will be The amount will be apportioned based on the total application amount.
How to apply for Pudong Development Credit Card full-account installment?
There are three processing channels:
1. WeChat Bank: Follow the Shanghai Pudong Development Credit Card official account on WeChat, bind the Pudong Development Credit Card you already hold, and enter "Full Account Installment" in the dialog box , the system will push a piece of information with an application link, click on the blue words in the information, and follow the prompts to apply for full account installment.
2. Puda Xiben APP: Download and install the Puda Xiben APP on your mobile phone. After registering and binding the card, you can see the full account installment on the installment interface. Just click and apply according to the prompts.
3. Customer service hotline: Directly call the customer service hotline on the back of the Pudong Development Bank credit card, transfer to manual service, and apply for full account installment.
How to apply for installment contract with Shanghai Pudong Development Bank? What conditions need to be met?
Pudong Development Credit Card has a contract installment service. After the cardholder signs the contract, future bills or single purchases will be automatically installmentd. However, signing an installment contract with Pudong Development Bank Credit Card is not something you can just do if you want. You must meet the application conditions and go through the correct channels. So, what conditions need to be met for Pudong Development to sign an installment contract? How to do it? Let’s find out together.
Conditions for signing installment contract with Pudong Development Bank Credit Card:
1. Must be the main cardholder of the credit card, supplementary cards are not supported;
2. No bad credit, Repay on time after consumption. After all, the bank will review the user's credit, and if the credit is not good, it is likely to be rejected.
3. You can only apply for bill installment or free installment payment. You can only choose one of the two.
Channels for Shanghai Pudong Development Bank Credit Card Signing and Installment Processing:
1. Shanghai Pudong Development Bank Credit Card Official APP: Download Xida Puben APP, log in, select Installment - Signing Installment, select application card and contract type , installment number, and minimum installment amount. After confirming the submission, the system will immediately review and notify the application result.
2. WeChat client application: Follow the "SPD Credit Card" official account on WeChat and bind the credit card to the official account, select "Microservices" - "I want to repay in installments" - "Sign up for installments" and select After confirming and submitting the contract type, number of installments, contract period, and minimum installment amount, the system will immediately review and notify the application result.
3. Mobile banking application: Log in to the Shanghai Pudong Development Bank mobile banking client, click "Shandong Pudong Development Credit Card", select the one you want to apply for, click "Instalment Signing Application", select "Microservices" - "I want to make installments" Repayment" - "Sign up for installments", select the contract type, number of installments, contract period, minimum installment amount, confirm and submit, the system will immediately review and notify the application result.
The above is a summary of the application methods and application conditions for Shanghai Pudong Development Credit Contracting Installment Business. Friends who want to apply for automatic installment business may wish to follow the above channels, and it will take effect after the application is successful.
This is the end of the introduction on how to pay in installments with Pudong Development Credit Card and how to pay in installments without occupying the limit of Pudong Development Credit Card. I wonder if you found the information you need?