Credit card ETC is to directly deduct the money from the credit card, which means reducing the corresponding limit.

The account of the expressway ETC management unit has been networked with the bank. When passing through the toll station, the information is transmitted to the expressway management company through the toll station network, and then the management company will pass the vehicle and deduct the toll. The information is transmitted to the bank, and the bank will write the deduction information to the credit card. It's like going to the supermarket and swiping your credit card.

The vehicle owner or unit can go to the bank customer service outlet to go through the binding procedures with a valid ID or valid ID of the unit and the original motor vehicle driving license.

After ETC is deducted, there will usually be a message prompt. Due to the communication delay between the expressway lane and the expressway network toll center, the delay depends on the lane's communication status, and it will usually be carried out within 30 days. Deduction, if you don't receive the information prompt, it may be because the deduction does not occur immediately. In addition, banks will generally issue information prompts when the amount of credit card consumption reaches a certain level.

ETC is a non-stop electronic toll collection system. ETC dedicated lanes are used by vehicles equipped with ETC on-board devices and use electronic toll collection.

ETC (Electronic Toll Collection) non-stop toll collection system is currently the most advanced road and bridge toll collection method in the world. Through dedicated short-range microwave communication between the vehicle electronic tag installed on the vehicle windshield and the microwave antenna on the ETC lane of the toll station, computer networking technology is used to perform background settlement processing with the bank, so that vehicles can pass through the road and bridge toll stations without Parking and paying tolls.

Data source: Baidu Encyclopedia-ETC