The method for setting Hua Xia Bank’s credit card inquiry password is as follows:

1. Log in to Hua Xia Bank’s official website or mobile banking APP and enter the credit card account page;

2. Select “ "Settings" or "Personal Information" and other related options;

3. Follow the page prompts and enter the original query password (if this is the first time, you can use the default query password);

4. Enter the new query password and confirm to complete the setting.

In addition to setting a query password, it is recommended that you also check your credit record regularly, especially for online loan records. If your online loan itself is non-compliant, then the overdue online loan will not have a big impact on your personal credit status. However, your online loan records will be retained in online loan big data. You can query through "Xiao Qi Xin Cha" to view your online loan history, including details of overdue online loans, debt status, breach of trust information, and whether you have been included in an online loan blacklist. It is recommended that everyone understand their credit history and enhance their understanding of their credit status.