The China Resources Tong co-branded credit card launched by the Postal Savings Bank focuses on the rights and interests of China Resources Tong members and is suitable for users who need shopping in supermarkets and daily rest. It has been favored by the public as soon as it was launched. Many users have asked the editor about related questions about China Resources Co-branded Credit Card, such as limit, annual fee, etc. So, what is the limit of Postal Savings Bank China Resources Co-branded Credit Card? How is the annual fee charged?

PSBC China Resources Co-branded credit card includes gold card and platinum card levels, covering the two major card organizations UnionPay and VISA. The gold card limit ranges from 10,000 to 100,000, and the platinum card limit is 100,000. Ranging from one million to one million. According to our understanding, the initial limit of the Postal Savings Bank China Resources Co-branded Credit Card is generally granted by the credit card application platform after a comprehensive evaluation based on the user's credit conditions. There are many reference factors, such as the user's age, work, income, and occupation. etc. In addition, as a credit card jointly created by the Postal Savings Bank of China and China Resources Network Co., Ltd., the credit limit of this credit card may also refer to relevant data from China Resources Tong. If the approved credit limit is not high, don’t rush to cancel the card. As long as you master the card swiping skills, the credit limit can be increased quickly. Users can use credit cards for consumption in daily life. In addition to daily shopping, don’t miss restaurants, KTVs and other places where credit cards can be used, and maintain diversified consumption. When there are large consumption needs, try to use credit cards. Pay to prove your spending power, thereby achieving an increase in your balance.

Postal Savings Bank’s China Resources Tong co-branded credit card has two levels: gold card and platinum card, covering the two major card organizations UnionPay and VISA. ***There are China Resources Tong co-branded cards, UnionPay gold cards, and China Resources Tong co-branded cards. There are four types of VISA Gold Card, China Resources Tong Co-branded Card, UnionPay Platinum Card, and China Resources Tong Co-branded Card. VISA Platinum Card has the same annual fees as follows:

1. China Resources Tong Co-branded Card, UnionPay Gold Card, and China Resources Tong Co-branded Card. VISA Gold Card: The annual fee is the same as the standard gold card. The annual fee is waived in the first year. The annual fee for the next year is waived if you make 6 purchases in the same year. If the conditions for annual fee exemption are not met within the annual fee cycle, the annual fee for the main card will be RMB 125 per year. , the standard annual fee for supplementary cards is RMB 60 per year.

2. China Resources Co-branded card, UnionPay Platinum Card, and China Resources Co-branded card, VISA Platinum Card: based on the annual fee standard of Dingya Platinum Card, the annual fee is waived in the first year, and the annual fee is waived for purchases of 70,000 yuan or 20 transactions. The annual fee for the primary and secondary cards in the following year (calculated separately for the primary and secondary cards), if the annual fee exemption conditions are met during the annual fee cycle, the annual fee will be deducted at the standard of 500 yuan/year for the primary card and 200 yuan/year for the supplementary card.

Moreover, the annual fee cycle of Postal Savings Credit Card is calculated on a yearly basis, that is, 12 months from the effective month printed on the card, and is not calculated based on the activation date. If you are really unsure, you can also call the postal credit card number to consult customer service.