18 years old,

with ID card,

can issue proof of income and work certificate stamped with the official seal of the company and unit,

Two contacts,

Mobile phone number or home phone number, work or company phone number

It is best to apply for a credit card at a non-state-owned bank. The limit may be higher and it is easier. The application is more successful

Go to the county bank building and find the credit card account manager

Proof of financial resources:

It can be the bank's issuance of salary records or income tax withholding Vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other materials that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

Work certificate:

It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal ), or a copy of the original and marked work ID card that has been verified by the promoter;

Proof of identity:

Usually an ID card (if you are using a new version of the ID card, Photocopies of both sides are required), military personnel need to provide a photocopy of their military ID card

Log in to ICBC online banking, and you can see your individual star rating in ICBC on the welcome page

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Cardless customers (those without credit cards): 10,000 for four-star regular card, 50,000 for five-star gold card, 100,000 for six-star gold/platinum card, 300,000 for seven-star gold/platinum card

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Card holders (those with credit cards): 50,000 for four-star regular card, 100,000 for five-star gold card, 500,000 for six-star platinum card, 1 million for seven-star platinum card

ID card Car driving license (no need to own a car), you can apply for ICBC smooth credit card, the limit is 5,000 to tens of thousands

ID card, car ownership certificate, you can apply for ICBC transportation credit card, the limit is 5,000 to tens of thousands

ICBC credit card installment rate (the lowest in the country)

3 installments 1.03, 6 installments 1.8, 9 installments 2.75, 12 installments 3.58, 18 installments 5.36, 24 installments 7.05

The minimum spending per card swipe is 600 yuan, and you can apply for installment payment

ICBC has an interest-free period of up to 56 days, which is also the longest

Bank of Communications encourages the application of credit cards, and every successful recommendation will require three There are also rewards for those who apply for a credit card by themselves

Submit the written materials to apply for the card and ask the credit card account manager for help. The limit may be higher and it will take about 20-40 days. During this period, the application must be submitted step by step. Materials need to wait for a long time in institutions at all levels

Log in to the bank's official website---Credit Card---to apply for a credit card, you will directly submit the electronic information for credit card application to the credit card center of the head office, and you will need to wait for more than 20 days. Cards available

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