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JD.COM Gold Card, is it a credit card?
JD。 The small gold card is not a credit card, but a debit card cooperated by JD Finance and Industrial Bank, which can provide cardholders with financial services such as savings, wealth management and consumption.

Online, you can apply with mobile phone Jingdong Finance and JD.COM Mobile APP Small Gold Card Zone, and offline, you can go to the outlets of Industrial Bank.

This card is different from ordinary debit cards.

It can "manage money automatically": when the amount in the current account exceeds 1 000 yuan, the excess will be automatically transferred to the petty cash account of Jingdong Small Treasury every morning, and this part will enjoy higher current deposit income.

Moreover, when using the small gold card, if the consumption amount exceeds 1000 yuan, the excess will be transferred from the small vault in real time to complete the payment.

This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.