There are two kinds of bank cards, one is savings card and the other is credit card, also called overdraft card. It is the credit card center that gives you a credit line for your use according to the information you submitted.

Application place: 1, local bank outlet; 2, the local bank credit card center staff; 3. ICBC and CCB support official website's application.

Application conditions: 1, at least 18 years old; 2. Have a stable repayment ability.

Submit proof: 1, ID card; 2. Work certificate or income certificate; 3. Work phone, home phone and my mobile phone; 4. Tax payment certificate; 5. Proof of assets such as real estate and vehicles under the name of the individual; 5, other bank credit cards and so on. The entry standards of each bank are different, so the above information may not be all, depending on the requirements of the bank. Work or income proof is very important.

In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.