If it is a youth card, you don't have to consider the problem of cross-bank, no matter which bank withdraws cash, it is 5 yuan; If it is another card type, the minimum is 10 yuan, plus inter-bank, it may add two or three yuan; This money can't be saved; Also, if your credit card is opened through online banking, you can recharge it to Tenpay and withdraw it, which is not bad, and withdraw it for free.
You can withdraw cash without a card through Bank of Communications mobile banking (making an appointment for ATM withdrawal without a card, and any domestic Bank of Communications ATM withdrawal without a card is free). Please consult the bank staff for the specific process.
Log on to the credit card page of official website Bank of Communications, find an application progress query, enter your ID number, and you can see the status.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.