When JD.COM credit card (debit card) is used for installment payment, the full amount will not be deducted. When paying in general, users will not choose to pay by installments, so they will deduct the full amount. If you want to use the credit card (debit card) installment function, remember to choose the number of installments before payment, so that the full amount will not be deducted when deducting money.

If you are sure that the installment deduction is selected, and the system displays the full amount, please contact the credit card (debit card) issuer actively for details.