Current location - Trademark Inquiry Complete Network - Overdue credit card - Urgent! The ICBC credit card pre-authorization was completed, but it has been frozen and no payment has been debited!
Urgent! The ICBC credit card pre-authorization was completed, but it has been frozen and no payment has been debited!

The reason why the ICBC credit card pre-authorization has been completed but has been frozen but has not been debited may be due to the failure of the pre-authorization process. Please call the ICBC Credit Card Center for manual processing or wait for automatic confirmation after 30 days.

Credit card pre-authorization refers to a transaction in which the card issuer or its agency confirms the permission to freeze the amount before the special merchant debits the money. The pre-authorization will occupy the card's credit limit and will be canceled when the customer settles the pre-authorization. If the customer does not make settlement within 30 days of the pre-authorization, the pre-authorization will be cancelled.

Application process:

When the cardholder checks into the hotel, the hotel estimates the consumption amount based on the number of days of stay and the hotel's prepayment deposit regulations, and requires the cardholder to swipe his credit card for "pre-authorization" , that is, pay the deposit. The hotel cashier took away 1,200 yuan. In fact, the money was still on the cardholder's card and was not paid to the hotel. It was just that the amount was frozen. The POS form was blank and was not a proof of bank card deduction. .

At the time of check-out, the hotel will destroy the original blank pre-authorization POS slip and proceed with the "pre-authorization completion" procedure for checkout based on the cardholder's actual consumption. (Some banks call it "pre-authorization confirmation").

The "Pre-authorization confirmation" form is a new form issued by the hotel. The hotel will require the cardholder to swipe the card again and sign again. The actual consumption amount will be deducted from the pre-authorization amount, and the remaining amount will be The frozen funds will be released. The amount swiped by the card at this time is the actual fee paid to the hotel.

Notes

1. Support card swiping and manual card number input

2. The purchase form should be kept properly

3. Not allowed Cancel "Pre-authorization revocation"

4. Cancel within 30 days after the pre-authorization transaction (including additional)

5. Individual revocation of part of the pre-authorization amount is not supported

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6. The transaction voucher is marked with the words "pre-authorization revocation"

7. If pre-authorization is added, the amount, pre-authorization number and date should be after the addition

8. No need to verify the cardholder’s password

9. Applicable when the guest uses other payment methods, cancels check-in or pre-authorization operation is incorrect