Most banks will default the account you owe to bad debts, that is, people die and debts are eliminated. After all, you're dead, and people can't help it. It is always impossible to catch up with you below, and the bank should also give you an exemption for humanitarian reasons. But this method is very undesirable. As the saying goes, a gentleman loves money and takes it wisely. Even if you have passed away, money has nothing to do with you, but have you ever thought about your parents, spouse and children's future life? It will have a certain impact on them.

I think we should be aboveboard in this world, don't do these immoral things, and be aboveboard even if we leave this world. Under normal circumstances, when the bank finds this kind of thing, it will definitely check whether there is any real estate under your name. If there is, it will naturally freeze, and then use this money to pay off debts. It may not be a lot of money, but it is a little bit that can be recovered. Banks are not fools and don't want to suffer.

However, everyone knows that there is no money in his account and no assets in his name, because since he knows that he is going to die and is cashing out crazily, he will definitely not put all the money in his name. In this case, after death, the bank will ask you to pay back the money, but he has also paid back the money. What's the point of such an operation? Such a person will definitely leave his hand behind.

If there is no property in his name, it depends on whether his children inherit his debts, but most children are definitely unwilling to inherit these debts. After all, this is money borrowed by my parents. What does it have to do with me? Of course I don't want to return it. Under such circumstances, the bank can't help it. Anyway, there is no heir and no property under its name, so it can only be treated as bad debts.