1. Call the customer service number to cancel: Dial the national customer service number of the bank where the credit card is opened, and select manual service to cancel the credit card;

2. Offline cancellation: Bring your identity certificate to the bank where the credit card is opened At a business outlet, choose to cancel the account or cancel the credit card through the counter. Canceling the credit card will keep the user's other credit cards in the bank, while canceling the account will cancel all the credit cards in the name.

Notes on credit card cancellation

First of all, users should check whether the credit card bill has been paid off before submitting a cancellation application. If there are unpaid bills, the credit card cannot be canceled successfully. . Secondly, users should check the consumption bound to the credit card and cancel the relevant binding. There is a 45-day cancellation period for credit card cancellation. Consumption during the period will result in cancellation failure. If you still have a balance on your credit card, you can choose to withdraw it to a savings account. Finally, after the 45-day period is over, users should proactively call to check whether the credit card has been successfully canceled to ensure that no other influences will cause the cancellation to fail and leave a bad credit record.