Credit cards can be repaid in installments after cash withdrawal. After the bill is issued, the credit card can be withdrawn in installments, but there is a certain handling fee to apply for manual customer service.

Credit card withdrawal bears interest on a daily basis. No interest of 0.05% of the cash withdrawal amount shall be charged every day before repayment. If you want to repay, you can only repay in one lump sum or use the minimum repayment amount.

After the withdrawal, the interest is calculated to the repayment date. After using the minimum repayment amount, interest will still be charged for the remaining unpaid part, and the longer the term, the higher the interest. Therefore, if you use a credit card to withdraw cash, you'd better repay it as soon as possible and try not to use the minimum repayment amount. At present, many banks stipulate that the minimum repayment amount cannot be used for cash withdrawal by credit card, depending on the bank's regulations.

Cash withdrawal by credit card is one of the functions of credit card. This cash withdrawal method is different from credit card cash withdrawal. Cardholders can withdraw cash from banks through credit cards, which is a normal and legal behavior. Credit cards cannot be repaid in installments after cash withdrawal. After the credit card is withdrawn, the withdrawal amount is directly included in the next minimum repayment amount. Moreover, when the cardholder repays the credit card, it is normal to pay off the minimum repayment amount before the credit card repayment date.

After the cardholder withdraws cash from the credit card, he needs to pay off all the cash withdrawal amount on the repayment date in the next bill. It cannot be repaid in installments, and the minimum repayment amount is not supported. It should be noted that such a temporary line is also included in the minimum repayment amount of the next bill, so the full minimum repayment amount is required after the temporary line is used up.

In addition, you will not be able to enjoy the interest-free period benefits after the credit card is cashed out. From the date when the cardholder withdraws cash, the credit card will start to charge five ten thousandths of interest every day. The interest-bearing method of credit card is compound interest on a monthly basis until it is fully paid off.

After the credit card is withdrawn, the withdrawal amount will generally be restored in about 2 working days, and the cardholder can continue to withdraw cash after the withdrawal amount is restored. However, the repayment of credit cards has a fixed repayment order, as well as annual fees, interest and handling fees. It takes precedence over the repayment of the principal, so the cardholder will not fully recover it after withdrawing cash.

After the credit card is cashed out, if the funds are sufficient, you can apply for prepayment, so you can pay less interest. It's all about "Can credit cards be repaid in installments after cash withdrawal?" The bank staff replied, I hope I can help you.

Extended data:

Transactions that are not applicable to bill installment payment are:

1. Various fees charged according to the relevant provisions of the Bank's credit card articles of association and collection contract, including annual fee, cash advance transaction fee, interest, liquidated damages and other credit card fees;

2. Cash transactions in advance;

3. The principal and handling fee payable for each installment arising from the installment transaction;

4. Consumption corresponding to temporary quota adjustment and overpayment;

5. Transactions involving non-consumption fields such as production, operation and investment, as well as other transactions stipulated by the regulatory authorities and the Bank.

Detailed Rules for Bank Card Installment Repayment of Agricultural Bank of China