1, engaged in unstable industries, such as service industry, freelancers and self-employed individuals without business licenses, bars, KTV, supermarkets, restaurants, etc. Job changes and unstable income.
2. Incomplete and inaccurate application materials, such as incomplete application materials submitted or false information.
3. There are too few assets proof materials submitted, which can reflect your repayment ability. Incomplete information shows that your repayment ability is not enough and you are likely to be rejected.
If you apply for more than one credit card at the same time, the bank will think that you are in urgent need of money and have a malicious overdraft tendency, which is likely to refuse.