Home improvement. Financial investigation shows that cardholders can apply for withdrawal from the bank on their own initiative after using their credit cards for more than 3 months. When expressing the reason for the increase in the amount, the cardholder can use the reason of "home decoration". Because home improvement often requires a lot of expenses, ranging from tens of thousands to hundreds of thousands. Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.