The CCB LineFriends Credit Card Travel Edition is a platinum card, which belongs to the standard platinum card level and can be applied for through the bank's official website, bank counters and mobile banking. Different users receive different credit limits when applying. It is best for users to confirm that their personal credit report is good when applying for a credit card. If their personal credit report is bad, the bank will directly reject it.

When using the CCB LineFriends Travel Edition credit card, please pay attention to the annual fee, which is 580 yuan/card for the main card and 300 yuan/card for the supplementary card. However, users can reduce the annual fee by swiping the card. If the card is used for 10 purchases or cash withdrawals each year, the annual fee will be waived. Therefore, you should use credit cards more often.

After using a credit card, you must repay it on time. Overdue repayment is not allowed, because penalty interest will accrue after overdue repayment. The longer the time, the more the penalty interest will be. And the bank will collect money after it is overdue. It should be noted that overdue credit card payments will be uploaded to the credit reporting center by the bank, resulting in a poor personal credit rating.

If you cannot repay the credit card on time after using it, you can use installment repayment or the minimum repayment amount. When using installment repayment, you can choose the number of installments according to your income. However, the more installments you have, the more handling fees you will pay. Furthermore, you can return it in advance when you have money later.