Staging business is very popular now, mainly to relieve people's pressure to a certain extent, but usually a handling fee is charged. Different installment businesses may have different provisions on handling fees. Then, what is the automatic installment fee for Ping An Bank's credit card? How to charge? I will answer your question today.
How much is the automatic installment fee for Ping An Bank's credit card?
Ping An Bank's credit card can be automatically divided into 6 periods, 9 periods, 12 periods, 18 periods and 24 periods, with different handling fees in different periods.
The commission rate of the 6th installment is between and, the 9th installment is between and, the 12 installment is between and, the 18 installment is between and, and the 24th installment is between and.
How to charge the automatic installment fee for Ping An Bank's credit card?
The automatic installment fee of Ping An Bank's credit card is charged by installment and monthly, and the automatic installment fee for each installment = total installment amount × corresponding installment fee rate. Therefore, repayment amount of each installment = total installment amount ÷ installment number+total installment amount × handling fee rate of each installment. If the total installment amount remains after the installment, the remaining amount will be directly included in the first installment.
For example, if you spend 10000 yuan and divide it into 9 installments, then the handling fee you need to pay for each installment is roughly between 66 yuan and 87 yuan. The total handling fee for the 9 th issue is about 594 yuan to 783 yuan.
The above is about "how much is the automatic installment fee for Ping An Bank's credit card? How to charge? " The answer. The handling fee of Ping An Bank's automatic credit card installment business is charged by monthly installments, and the handling fee will change according to the number of installments.
Ping an bank credit card. How can I pay the bill by installment? How to calculate the monthly payment if the 30000 installment is 65438+February? Interest handling fee
Monthly repayment amount = 3000/12+30000.64% = 269.20 yuan.
Ping An Bank is divided into two or three phases, and the monthly handling fee rate is 0.7%. 0.68% in stage 4~6; 0.66% in stage 7-9; 10~ 12 by 0.64%, including monthly handling fee.
Handling fee per installment = total installment amount × handling fee rate per installment. The total installment principal is amortized monthly, and the balance is included in the last installment. At the same time, the installment amount and the handling fee of each period are recorded.
Ping An Bank credit card installment consumption is divided into: mail order installment and bill installment. The credit limit is the maximum amount that a cardholder can obtain when applying for a credit card for the first time. If the cardholder holds a Zhang Pingan Bank credit card, the maximum amount under his name shall prevail.
Extended data
1. Mail order installment
The cardholder receives the installment mail order catalog manual sent by the issuing bank and chooses from the limited goods. Then, order through online installment mall, telephone or fax mail order installment application form, etc. And mail order installment is generally free regardless of the number of installments.
2. Bill installment payment
After spending by credit card, you can apply to the issuing bank by phone or other means before sending the monthly bill. However, it should be noted that banks will stipulate some special circumstances, such as speculative credit cards can not be successful in installments.
The main benefits of credit card installment payment:
1. Enjoy first, then pay.
2. There is no guarantor, and the procedure is simple.
3. Fixed time and convenient payment.
4. Pay at will. The monthly repayment amount is optional.
5. More space to choose payment methods.
Baidu Encyclopedia-Ping An Bank Credit Card
Baidu encyclopedia-credit card bill installment
Baidu encyclopedia-credit card installment payment
Ping An Bank will spend RMB 20,000 on the credit card in one lump sum, and repay it in 12 installments. How much will it cost a month?
Open Ping An Bank Credit Card APP directly or bind the bank's credit card WeChat official account to view it. 20000÷ 12+20000×0.007
Ping An Bank can choose to apply for installment payment after spending by credit card. The number of periods and the handling fee rate of each period range from: 2 periods [0.70%,1.15%]; Phase III [0.70%,1.03%]; 4 periods [0.68%, 0.96%]; 5 periods [0.68%, 0.93%]; 6 periods [0.68%, 0.90%]; 7 periods [0.66%, 0.89%]; 8 periods [0.66%, 0.87%]; 9 [0.66%,0.87%]; 10 [0.64%,0.86%]; 1 1 [0.64%,0.85%]; 12 [0.64%,0.85%]; 18 [0.62%,0.84%]; 24 issues [0.60%, 0.84%].
Bill installment: pay the minimum repayment amount in the current bill first, and then apply for bill installment for the rest. Take the sixth issue as an example, and the handling fee is 0.68%. Payable amount of each installment = total installment amount ÷ number of installments (the remainder is recorded in the payable amount of the first installment)+total installment amount × handling fee rate of each installment, and the minimum repayment amount shall be paid after the current bill is generated, and the last six installments (4 160- minimum repayment amount) ÷6+(4 160- minimum repayment amount) shall be paid.
Staging of consumption: single consumption below 65,438+000,000 yuan can be applied. Series that can be applied for: 3665,438+0265,438+0824. Application time: between the second day after the consumption date and two working days before the current bill date. Commission rate: 0.8% for 6 installments = total installments ÷ installments (the remainder is recorded in the first installment payable).
How is the installment fee charged for the credit card premium of Ping An Bank? What's the handling fee rate?
Staging must be familiar to everyone, and most people will handle staging business in order to reduce the burden. However, the general installment business will need to charge a certain fee. Of course, the fees charged by different installment businesses are naturally different. Then, how is Ping An Bank's credit card premium installment fee charged? What's the handling fee rate? I will answer your question today.
What is the installment fee rate of credit card premium of Ping An Bank?
The credit card premium of Ping An Bank is divided into different stages, and the handling fee rate is different. Ping An Bank's credit card premium can be divided into six periods and 12 periods. Among them, the handling fee rate of Phase 6 is 5%, while that of Phase 12 is 7%.
How is the installment fee charged for the credit card premium of Ping An Bank?
Senior installment fee of Ping An Bank's credit card = total installment amount × corresponding installment fee rate. The handling fee will be charged directly in the first installment after the installment.
For example, if you handle the credit card premium installment of Ping An Bank, then the installment amount is 12000 yuan, which will be paid in six installments. Then the handling fee you need to pay is 600 yuan, and 600 yuan needs you to pay the first installment together with the principal payable in each installment. In other words, the first phase needs to pay 2600 yuan, and the next five phases only need to pay 2000 yuan each.
The above is how to collect the installment fee of Ping An Bank's credit card premium. What's the handling fee rate? "The answer. Ping An Bank's credit card premium installment fee is quite high, 5% for the sixth installment and 7% for the 12 installment, and the first installment will receive a one-time fee. Friends who have handled the premium installment should pay attention.
How to calculate the installment interest algorithm of Ping An Bank's credit card must not be confused.
How to calculate the installment interest of Ping An Bank's credit card? The calculation of credit card interest has always been a headache for many small partners. So, what do you know about Ping An Bank's credit card installment interest? If you don't understand, you can come in and study with Cai Xiao.
How to calculate the installment interest of Ping An Bank's credit card? Ping An Bank credit card installment rate
The interest rate and interest of Ping An Bank credit card holders applying for bill installment vary according to the number of installments. Suppose your total bill in August is 65,438+00,000 yuan, and the minimum repayment amount is 500 yuan. You only need to pay 500 yuan, who paid the bill in August, and the remaining 9500 yuan can apply for the installment payment of the bill. In September, the bill will start to repay the installment amount;
Taking 12 installment as an example, the payable amount of each installment (852.46)= the total installment amount (9500)/ the number of installments (12) (the remainder is recorded in the payable amount of the first installment)+the total installment amount (9500) and the handling fee rate of each installment (0.64%); For details, please call Ping An Bank Customer Service Center.
How to calculate the installment interest of Ping An Bank's credit card? Ping An Bank credit card installment payment standard:
Ping An Credit Card repays in installments, with a handling fee rate of 0.85% for the third installment; 0.8% in Phase 6; 12 0.75%; 18 0.75%; 24 period 0.72%; Handling fee = installment interest rate of installment principal.
Ping An Bank credit card installment payment:
1. Application amount: the single consumption amount is not lower than that of 500 yuan, and the maximum consumption amount is not more than 50,000 yuan.
2. Application time: the day after credit card consumption to two working days before the latest billing date.
3. Application method:
(1), call Ping An Bank's customer service hotline: 955 1 1-2 to handle the installment payment;
(2) Log on to the website of Ping 'an One Account, and click on the "Credit Card" channel to apply for installment payment;
(3) Log in to Ping An Bank Credit Card Online Banking and apply for a single installment payment.
How much is the installment fee for Ping An Bank's credit card bill? How to charge?
Credit cards allow people to spend first and then pay, but some people sometimes use them without restraint, so they may not be able to pay them off at one time. Therefore, installment of bills is a credit card repayment method chosen by many people, but it is charged, and the fees charged by different banks may be different. Then, what is the installment fee for Ping An Bank's credit card bill? How to charge?
The handling fee required for credit card bill installment of Ping An Bank is related to the number of installments, and the handling fee rate corresponding to different installments will be different.
Number of credit card bill installments of Ping An Bank
Ping An Bank's credit card bill can be divided into five stages: 6, 9, 12, 18 and 24.
The installment fee rate of Ping An Bank's credit card bill
The handling fee rate of Ping An Bank's credit card bill is about 6 to 9 to 12 to 18 to 24.
Ping An Bank credit card bill installment fee
Ping An Bank credit card bill installment fee = installment total amount × corresponding installment fee rate. Ping An Bank's credit card bill installment fee is charged monthly, so in addition to the current installment amount, you also need to pay the current handling fee. Therefore, repayment amount of each installment = total installment amount ÷ installment number+total installment amount × handling fee rate of each installment.
The above is about "how much is the installment fee for Ping An Bank's credit card bill?" The answer. The handling fee of Ping An Bank's credit card bill installment is determined by the number and amount of installment, and the handling fee rate corresponding to different installments is different.
The introduction of credit card installment fee of Ping An Bank ends here.