This card issued by China Industrial and Commercial Bank will give you a certain credit limit, within which you can spend first and then repay. According to the regulations, you can enjoy the peony credit card with interest-free deposit and interest-free repayment period. Peony credit cards are divided into dual-currency credit cards, RMB credit cards and multi-currency credit cards according to account currencies.

Dual-currency credit cards can be used abroad and can be settled in RMB and designated foreign currency. It has the functions of credit consumption, transfer settlement and cash deposit and withdrawal.

Renminbi credit cards can be used at domestic and overseas acceptance points with UnionPay logo, settled in Renminbi, and have the functions of credit consumption, transfer settlement and cash deposit and withdrawal.

Multi-currency credit cards can be used at home and abroad, settled in RMB or designated foreign currency, and have the functions of transfer settlement, credit consumption, cash deposit and withdrawal, etc. If there is no foreign currency corresponding to the transaction currency, the primary foreign currency designated by the bank will be used for bookkeeping. Unless otherwise specified below, dual-currency credit cards include multi-currency credit cards.