1, which is prepaid money. At that time, the bill hasn't come out yet, and then there will be new consumption, so there will naturally be unpaid bills to pay back.
For new unpaid bills, as long as they are returned on time before the due repayment date (inclusive), they will naturally not be displayed again (pay attention to avoid overdue, otherwise personal credit will be affected).
The payment hasn't arrived yet, so the repayment is not over yet.
Successful repayment will not be considered until payment is received.
In this regard, you can wait patiently for a period of time, and the money you should pay back will arrive later.
3. There is a delay or fault in the system, which makes it impossible to update the information.
It is suggested to refresh the next page, or exit and log in again, and then load the information that has been repaid.
If the page still shows unpaid bills, you can also contact customer service to find out what is going on.
When many people apply for online loans, they will be told that they are black households with insufficient comprehensive scores. If it is not a black household caused by overdue, then we must find other reasons, such as whether the frequency of applying for online loans is too high. If you are not clear, you can go to Zhiyi Big Data to check. As long as you know what causes you to become a black household, you can improve online loan big data according to the reasons.
Extended data:
The repayment has exceeded the principal. Do you still need to return it?
In fact, the loan interest rate is too high, whether it is necessary to pay interest depends on the loan interest rate.
According to the regulations, if the borrower's loan interest rate exceeds 36% of the LPR interest rate in the same period, it is an illegal interest rate, and the excess does not need to be returned.
If the interest rate exceeds 24% of LPR, the borrower can negotiate with the lender to repay the excess.
Moreover, the loan interest exceeds the principal, which is not a rare application.
The higher the loan, the longer the installment time and the higher the loan interest.
For example, for individual housing loans, the borrower applied for a mortgage of RMB 6,543.8+0,000, and repaid the principal and interest in 30 years, with the loan interest basically exceeding RMB 6,543.8+0,000.
Calculated, the principal+interest, the borrower needs to repay more than 2 million yuan.
In short, as long as the loan contract is signed, and the lending institution is qualified for private lending and the loan interest rate is not illegal, then the borrower needs to repay the loan interest.
If you don't pay it back, it is a breach of contract, and the financial institution has the right to sue the borrower.
Once the overdue behavior is formed, the borrower may be sued by financial institutions in addition to personal credit reporting.
After being sued, the assets under the borrower's name will be frozen, or even listed as the person who has lost his trust.