under normal circumstances, the credit card will be frozen in case of overdue repayment, suspected TX, stolen credit card, POS code skipping and wrong password. After the credit card is frozen, you can't spend and continue to use it. You need to unfreeze the bank before you can use it! Then, how to unfreeze Ping An Credit Card if it is frozen? Overview of freezing methods of Ping An credit card. How to unfreeze Ping An Credit Card if it is frozen? 1. If you apply to the bank to freeze the card yourself, you only need to apply to the bank for unfreezing. 2. If it is frozen because of improper use, it will take some time to raise the card well, and then apply to the bank for thawing; 3. If there is a suspicion of cashing out and the card is frozen due to bank risk control, it is necessary to print out the recent consumption details of the credit card, and then submit the details to the bank for review to unfreeze the credit card. It is worth mentioning that if the cardholder chooses to freeze manually, he needs to call the customer service hotline and apply for thawing. The freezing of the credit card does not mean that there has been a credit stain, and it will not be displayed in the credit report. Except for overdue. If the credit card is overdue for three consecutive times and accumulated for six times, it will leave a bad record in the credit report.