1. Hua Xia Bank’s online application is still under review. How long will it take for it to be processed?

Are you talking about a credit card? If the information you provide is complete:

1. Hua Xia Bank’s credit card information will be sorted out by the credit card business department of the municipal bank branch and issued, which will take a week;

2. It will take one to two weeks for the Hua Xia Bank Credit Card Center to process the approval;

3. After approval, it will take one to two weeks to receive it by registered mail;

4. In summary, the fastest 3 The slowest is 4 to 5 weeks. In addition, you can call Hua Xia Bank customer service hotline to check the application progress. Generally, you will receive a text message or phone call confirmation from the bank in about ten days. If not, it means that your information has failed to pass the review and the application cannot be processed. Hua Xia Bank will give you a letter whether you can successfully apply for a Hua Xia Bank credit card

2. How to check the application progress of Hua Xia Bank credit card

The following methods are used to check the application progress of Hua Xia Bank credit card Several types:

Follow the WeChat public account "Hua Xia Bank Credit Card", and you can check the application progress in "My Card" and "Card Application Progress Query";

Call Hua Xia Bank Credit card customer service hotline, follow the self-service voice menu prompts to make inquiries;

If you already have a Hua Xia Bank online banking account, you can self-check the application progress on the credit card page;

Log in to the Hua Xia Bank official website, and In the convenient channel on the homepage, select Online Application - Credit Card Application - Application Progress Inquiry to check the credit card application progress through direct inquiry.

You can check the progress of your credit card application according to the above methods.

3. It has been thirteen days since I applied for a Hua Xia Credit Card. The progress query shows rejection. I don’t know what’s going on. Please give me some advice.

The possible reasons why the customer’s Hua Xia Credit Card application was rejected. Yes: According to the provisions of Article 1 of the "Hua Xia Credit Card (Personal Card) Agreement", it is very likely that the personal and other information provided by the customer to the bank is incorrect or invalid

It is also possible that the bank in China Credit reporting agencies established in accordance with the law, such as the People's Bank of China's basic financial credit information database, relevant departments and individuals discovered that customers had credit stains in the process of understanding and querying customer assets, credit standing, and personal credit information.

Extended information:

N credit card applications were rejected

(1) Huabei and Baitiao "accidentally damaged" credit

Similar Consumer financial products such as Ant Huabei and JD Baitiao may be regarded as long-term by the bank as long as they are reported to be intensively applied for over a period of time or there are too many applications

(2) Personal credit inquiry< /p>

If a person inquires about personal credit information intensively over a period of time, it may also make the bank feel that "this person is very short of money" and thus be wary.

Real name

In the process of bank credit card approval, after checking basic factors such as whether there are overdue records in the past, personal work and income level, there is also a very important link to verify the information personally. . However, many problems will also arise in this link.