Hello, Ann, glad to answer your question. You can log in to the all-in-one credit card online banking/wealth management/login interface, select transaction password management, set the transaction password according to the prompts, and open the "coupon" function. After opening, the transaction password is your consumption password, and you must enter the transaction password when swiping the card.

After the issuance of a standard credit card, the annual fee of the card for the next year can be reduced if you spend it for six times within the whole year of the validity period of the card, and the annual fee for the third year can be reduced if you swipe the card for six times in the second year, and so on. This discount will be valid for a long time before the new annual fee preferential policy is changed.

If you encounter any questions about credit cards next time, you can also ask Xiao An on WeChat. Please pay attention to the official WeChat /youhuihuodong/weixin.shtml of Ping An Bank Credit Card and experience a different "Ping An Micro Life". Ann looks forward to your question.