The essence of BOC's digital credit card is virtual credit card, and it does not issue physical cards. After successful application, you can get a set of credit card information such as virtual card number, security code and expiration date. This information is the key to using the card, so it needs to be kept properly and should not be leaked easily. However, because there is no physical card, it is necessary to bind the card with the help of mobile payment tools before use.

For example, you can pay for the card at UnionPay, China UnionPay Express, APPLEPAY, WeChat, Alipay and Jingdong, and then you can use it. The scope of use covers online and offline, and the specific usage is as follows:

1, online consumption

As long as it can be used on all payment platforms with UnionPay, such as Taobao, JD.COM, Micro Store and Vipshop, the premise is that these platforms can support credit card payment.

2. Offline credit card

There is no physical card, but you can use a mobile payment tool, preferably a smart phone with NFC function, and bind the card in Alipay/WeChat/Jingdong payment, so that you can scan the code for payment in offline stores that support credit card payment, or swipe the POS machine for consumption.

It should be noted that in order to ensure the safety of card use, it is best to open the "payment security lock" of China Bank credit card before use, set the transaction type of BOC digital credit card, set the transaction limit of single card, and set the daily locking time.