1. Will the automatic cancellation of mobile phone card account due to arrears affect the loan?

Thank you~

Under normal circumstances, the system will pre-cancel the account after three months of downtime, and the system will cancel the account after six months. There will be a six-month cold period after the account is closed. number period, and then the number will be released again for others to handle. Account cancellation cannot be done through the online business hall, nor can it be handled through customer service. If it is determined that it will no longer be used, it is recommended to bring your ID card to the business hall to make up the arrears and cancel the account. Now the phone arrears are also added to the credit reporting system. Currently, the account is owed The fee does not affect the credit report, but if you are a contract user, that is, if you sign an agreement to give away a mobile phone or give away phone bills, if you are in arrears or cancel your account during the agreement period, you will gradually be included in the credit report assessment in the future.

2. Will China Unicom mobile phone card arrears affect the processing of loans and credit cards?

Real-name post-paid users have arrears. If they no longer want to use it, go to the business hall to cancel the account. If arrears cause downtime, the arrears will be in your name and your identity document will be Being included in the blacklist will affect China Unicom business in the future (it will not affect other businesses such as banking in the early stage). Since the contract stipulates that contract users cannot shut down or cancel their accounts, it is a breach of contract to abandon the service in advance even if there is still one year left before the agreement period. Therefore, if they are allowed to shut down in arrears, it will not only be a breach of contract, but also liquidated damages will be charged. In addition, a late payment fee of three thousandths will be charged every day for arrears. If you add up, there will be reminder letters and phone calls in the future, which will become very troublesome and not worth it. After the arrears accumulate to a certain amount, China Unicom can pass Legal channels for recovery. It is recommended that if you have arrears, you should pay off the arrears. If you don’t want to use it, just go to the business hall to go through the account cancellation procedures.

3. Will phone bill arrears affect the loan?

No, currently the phone bill is in arrears

4. Will phone bill arrears affect the loan

p>

If you are in the process of applying and have not received a return call, it will definitely affect you. If the bank calls you for a return visit and your phone is down, it will be rejected directly!